712 Perception Way, Aberdeen, MD 21001 Property Records

Harford County property record for 712 Perception Way, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,190 sqft · built 2020
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Individual Names on File
Last Sale	$457,740 (May 2020)
Tax Bill	$6,355 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-397201`

Property Details

APN / Parcel Number

Primary APN	`02-397201`
Alternative APN	`397201`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,190 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,364 sqft (0.192 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	397201
Street Address	712 PERCEPTION WAY
City	ABERDEEN
State	MD
Zip	21001-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2COS
Legal Description	LOT 3029 8364 SF 712 PERCEPTION WAY BEECH CREEK PT 138/80
Legal Subdivision	PERCEPTION WAY BEECH CREEK
Legal Lot Number	3029
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3007
Census Tract	302400

Owner

712 Perception Way is owned and occupied by two individuals who bought it in May 2020.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 5, 2020	Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Deed Book / Page	13833 / 37
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	712 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152580297
Date	Dec 20, 2021
Book Page	15258/297

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jun 1, 2051

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 5, 2020
Property Address	712 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Document Number	0138330037
Book / Page	13833 / 37
Map Reference	MB 138 PG 80
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CALATLANTIC TITLE OF MARYLAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	712 PERCEPTION WAY, ABERDEEN, MD 21001-3945

Mortgage

Document Number	0001383346
Date	May 5, 2020
Instrument	13833/46

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 712 Perception Way was $6,355 with a homeowner's exemption, up 18.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,355.00 (+18.61%) Homeowner's exemption	$583,100 Land $112,100 Building $471,000	$583,100 Land $112,100 Building $471,000
2025	$5,358.00 Homeowner's exemption
2023		$466,700 Land $112,100 Building $354,600	$466,700 Land $112,100 Building $354,600
2022	$5,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Perception Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1984)
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Perception Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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