704 Perception Way, Aberdeen, MD 21001 Property Records

Harford County property record for 704 Perception Way, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,375 sqft · built 2020
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,990 (May 2020)
Tax Bill	$5,447 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-397190`

Property Details

APN / Parcel Number

Primary APN	`02-397190`
Alternative APN	`397190`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,375 sqft Total Area
Basement Area	1,075 sqft
Finished Basement	1,075 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Mixed
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	397190
Street Address	704 PERCEPTION WAY
City	ABERDEEN
State	MD
Zip	21001-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2COS
Legal Description	LOT 3025 7623 SF 704 PERCEPTION WAY BEECH CREEK PT 138/79
Legal Subdivision	PERCEPTION WAY BEECH CREEK
Legal Lot Number	3025
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3007
Census Tract	302400

Owner

Source: Harford County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Aug 23, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 22, 2020	Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Deed Book / Page	13869 / 5
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	704 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 PERCEPTION WAY, ABERDEEN, MD 21001-3945

Mortgage

Document Number	0161890373
Date	Mar 1, 2024
Book Page	16189/373

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23453

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Feb 1, 2064

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	704 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 PERCEPTION WAY, ABERDEEN, MD 21001-3945

Mortgage

Document Number	0156420403
Date	Aug 23, 2022
Book Page	15642/403

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2062

May 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 22, 2020
Property Address	704 PERCEPTION WAY, ABERDEEN, MD 21001-3945
Document Number	0138690005
Book / Page	13869 / 5
Map Reference	MB 138 PG 79
Instrument Date	May 21, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 PERCEPTION WAY, ABERDEEN, MD 21001-3945

Mortgage

Document Number	0001386915
Date	May 22, 2020
Instrument	13869/15

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,447.00 (+18.49%) Homeowner's exemption	$499,800 (+24.79%) Land $112,000 Building $387,800	$499,800 (+24.79%) Land $112,000 Building $387,800
2025	$4,597.00 (+7.03%) Homeowner's exemption
2023		$400,500 Land $112,000 Building $288,500	$400,500 Land $112,000 Building $288,500
2022	$4,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1984)
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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