16 Elm St E, Saint Joseph, MN 56374 Property Records

Stearns County property record for 16 Elm St E, Saint Joseph, MN 56374

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 664 sqft · built 1910
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Tax Bill	$474 (2026)
Flood Zone	Zone X (minimal risk)
APN	`84-53576-0000`

Property Details

APN / Parcel Number

Primary APN	`84-53576-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	664 sqft Total Area
1st Floor Area	524 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	168 ft deep x 50 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Street Address	16 ELM ST E
City	SAINT JOSEPH
State	MN
Zip	56374
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	N50' OF LOTS 1-2 & 3 BLK 23 LOSO'S ADD SECTION 10 TOWNSHIP 124 RANGE 029 LOSO'S ADD SECTION 10 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	10
Legal Subdivision	LOSOS ADD
Legal Block	23
Legal Lot Number	1-2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2064
Census Tract	11308

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 12TH AVE SE, SAINT JOSEPH, MN 56374-8511
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Joseph City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$474.00 (-4.44%)	$32,300 (+12.94%) Land $32,300	$32,300 (+12.94%) Land $32,300
2025		$28,600 (-4.67%) Land $28,600	$28,600 (-4.67%) Land $28,600
2023	$496.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Joseph serves 7,100 people · EPA ID MN1730033
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20