708 E Pearl St, Waldron, IN 46182 Property Records

Shelby County property record for 708 E Pearl St, Waldron, IN 46182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 944 sqft · built 1920
Lot Size	0.116 acres (5,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,600 (Oct 2026)
Tax Bill	$961 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`73-12-32-100-176.000-011`

Property Details

APN / Parcel Number

Primary APN	`73-12-32-100-176.000-011`
Alternative APNs	`01214676442` `0076301000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	90 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Patio Area	64 sqft
Lean-To	100 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01214676442
Street Address	708 E PEARL ST
City	WALDRON
State	IN
Zip	46182-0403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALDRON RUSSELL 32 12 8 LT10
Legal Subdivision	RUSSELLS ADDITION
Jurisdiction	SHELBY IN
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2024
Census Tract	710800

Owner

Source: Shelby County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 E PEARL ST, WALDRON, IN 46182-0403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed, Transfer · FHA Mortgage FIRST MERCHANTS BANK
Aug 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Deed Document Number	20265422
Prior Transfer Date	Aug 14, 2018
Prior Transfer Doc	2018004646
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY IN
Recording Date	Oct 6, 2026
Property Address	708 E PEARL ST, WALDRON, IN 46182-0403
Document Number	0000005422
Instrument Date	Sep 30, 2026
Instrument	20265422
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005423,
Date	Oct 6, 2026
Instrument	20265423

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000005424,
Date	Oct 6, 2026
Instrument	20265424

Lender

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY IN
Recording Date	Aug 22, 2018
Property Address	708 E PEARL ST, WALDRON, IN 46182-0403
Document Number	2018004646
Instrument Date	Aug 14, 2018
Instrument	2018004646
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 N LEROY WALDRON, 408, WALDRON, IN 46182

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	408 N LEROY ST, WALDRON, IN 46182-9790

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Liberty Township
Unified School District	Shelby Eastern Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$961.00 (-2.93%)	$54,600 (-) Land $4,400 Building $50,200	$54,600 (-) Land $4,400 Building $50,200
2024	$990.00 (-3.32%)	$54,600 (-) Land $4,500 Building $50,100	$54,600 (-) Land $4,500 Building $50,100
2023	$1,024.00 (+1.69%)	$54,600 (+2.44%) Land $4,500 Building $50,100	$54,600 (+2.44%) Land $4,500 Building $50,100
2022	$1,007.00	$53,300 Land $4,600 Building $48,700	$53,300 Land $4,600 Building $48,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDRON CONSERVANCY DISTRICT serves 800 people · EPA ID IN5273006
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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