Shelby County property record for 705 E Pearl St, Waldron, IN 46182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,240 sqft · built 1940 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,796 (Sep 2023) |
| Tax Bill | $1,307 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-12-32-100-201.000-011 |
| Primary APN | 73-12-32-100-201.000-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Family Room | Family Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 100 ft deep x 56 ft wide |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Other |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00092348993 |
|---|---|
| Street Address | 705 E PEARL ST |
| City | WALDRON |
| State | IN |
| Zip | 46182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALDRON RUSSELL SEC32 LT14 |
| Legal Subdivision | RUSSELLS ADDITION |
| Jurisdiction | SHELBY IN |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 710800 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 E PEARL ST, WALDRON, IN 46182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 21, 2023 | Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC |
| Sep 21, 2023 | Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC |
| Nov 1, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | Nov 1, 2022 |
| Deed Document Number | 20234459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Property Address | 705 E PEARL ST, WALDRON, IN 46182 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 174, WALDRON, IN 46182-0174 |
| Document Number | 2022001290 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022001290 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Aug 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Sep 21, 2023 |
| Property Address | 705 E PEARL ST, WALDRON, IN 46182 |
| Document Number | 2023004459 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023004459 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 E PEARL ST, WALDRON, IN 46182 |
| Document Number | 2023004460 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023004460 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Sep 21, 2023 |
| Property Address | 705 E PEARL ST, WALDRON, IN 46182 |
| Document Number | 2023004459 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023004459 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 705 E PEARL ST, WALDRON, IN 46182 |
| Document Number | 2023004460 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023004460 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Nov 1, 2022 |
| Property Address | 705 E PEARL ST, WALDRON, IN 46182 |
| Document Number | 2022006664 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022006664 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 721 S BROADWAY ST, GREENSBURG, IN 47240-2016 |
Source: Shelby County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Shelby County |
| County Subdivision | Liberty Township |
| Unified School District | Shelby Eastern Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,307.00 (+78.8%) Homeowner's exemption | $99,300 (+3.33%) Land $9,500 Building $89,800 | $99,300 (+3.33%) Land $9,500 Building $89,800 |
| 2024 | $731.00 (+8.62%) Homeowner's exemption | $96,100 (+7.25%) Land $9,500 Building $86,600 | $96,100 (+7.25%) Land $9,500 Building $86,600 |
| 2023 | $673.00 (-9.18%) | $89,600 (+2.99%) Land $8,900 Building $80,700 | $89,600 (+2.99%) Land $8,900 Building $80,700 |
| 2022 | $741.00 | $87,000 Land $8,900 Building $78,100 | $87,000 Land $8,900 Building $78,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDRON CONSERVANCY DISTRICT serves 800 people · EPA ID IN5273006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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