601 E Pearl St, Waldron, IN 46182 Property Records

Shelby County property record for 601 E Pearl St, Waldron, IN 46182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1936
Lot Size	0.147 acres (6,405 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Aug 2017)
Tax Bill	$707 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-12-32-100-189.000-011`

Property Details

APN / Parcel Number

Primary APN	`73-12-32-100-189.000-011`
Alternative APNs	`01424384645` `0076301900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,405 sqft (0.147 acres)
Lot Dimensions	105 ft deep x 61 ft wide
Porch	Porch
Porch Area	112 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01424384645
Street Address	601 E PEARL ST
City	WALDRON
State	IN
Zip	46182-0400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT19 5X56 VAC ALLEY SSD LT 19 & 5X100 VAC ALLEY W2 LT19
Legal Subdivision	RUSSELLS ADDITION
Legal Lot Number	19
Jurisdiction	SHELBY IN
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2027
Census Tract	710800

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 E PEARL ST, WALDRON, IN 46182-0400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA
Aug 17, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Prior Sale	Feb 8, 2008 · Amount on Record
Deed Document Number	20174587
Prior Transfer Date	Jan 28, 2014
Prior Transfer Doc	2014000417
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	601 E PEARL ST, WALDRON, IN 46182-0400
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007107
Date	Sep 28, 2021
Instrument	2021007107

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Aug 17, 2017
Property Address	601 E PEARL ST, WALDRON, IN 46182-0400
Document Number	2017004587
Instrument Date	Aug 4, 2017
Instrument	2017004587
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 PEAL ST, WALDRON, IN 46182-0400

Mortgage

Document Number	2017004588
Date	Aug 17, 2017
Instrument	2017004588

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Liberty Township
Unified School District	Shelby Eastern Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$707.00 (-3.81%) Homeowner's exemption	$99,300 (+3.01%) Land $10,600 Building $88,700	$99,300 (+3.01%) Land $10,600 Building $88,700
2024	$735.00 (+9.54%) Homeowner's exemption	$96,400 (+7.35%) Land $10,600 Building $85,800	$96,400 (+7.35%) Land $10,600 Building $85,800
2023	$671.00 (+75.65%)	$89,800 (+3.46%) Land $9,900 Building $79,900	$89,800 (+3.46%) Land $9,900 Building $79,900
2022	$382.00	$86,800 Land $9,900 Building $76,900	$86,800 Land $9,900 Building $76,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDRON CONSERVANCY DISTRICT serves 800 people · EPA ID IN5273006
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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