403 E Pearl St, Waldron, IN 46182 Property Records

Shelby County property record for 403 E Pearl St, Waldron, IN 46182

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,158 sqft · built 1930
Lot Size	0.172 acres (7,480 sqft)
Owner	Company Name on Record
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-12-32-100-151.000-011`

Property Details

APN / Parcel Number

Primary APN	`73-12-32-100-151.000-011`
Alternative APNs	`00698046698` `0076200300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,480 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00698046698
Street Address	403 E PEARL ST
City	WALDRON
State	IN
Zip	46182-0389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALDRON SPELLMAN LT3
Legal Subdivision	DAVID C SPELLMANS FIRST ADDITION
Jurisdiction	SHELBY IN
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2023
Census Tract	710800

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7218 LEATHERWOOD DR, INDIANAPOLIS, IN 46259-1397
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024
Deed Sale	Jul 11, 2024
Deed Document Number	20243055
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Jul 20, 2026
Property Address	403 E PEARL ST, WALDRON, IN 46182-0389
Document Number	0000003753
Instrument Date	Jul 14, 2026
Instrument	20263753
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 E PEARL ST, WALDRON, IN 46182-0389

Mortgage

Document Number	0000003754,
Date	Jul 20, 2026
Instrument	20263754

Lender

Name	FIFTH THIRD BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Liberty Township
Unified School District	Shelby Eastern Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (+379.08%)	$83,300 (+10.33%) Land $12,200 Building $71,100	$83,300 (+10.33%) Land $12,200 Building $71,100
2024	$306.00 (-40.81%)
2023	$517.00 (+104.35%)	$75,500 (+3.14%) Land $11,400 Building $64,100	$75,500 (+3.14%) Land $11,400 Building $64,100
2022	$253.00	$73,200 Land $11,400 Building $61,800	$73,200 Land $11,400 Building $61,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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