708 Calle Cumbre, San Clemente, CA 92673 Property Records

Orange County property record for 708 Calle Cumbre, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,818 sqft · built 1980
Lot Size0.193 acres (8,450 sqft)
OwnerOwner Name on File
Last Sale$630,000 (Jan 2003)
Tax Bill$9,153 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN680-092-17

Property Details

APN / Parcel Number

Primary APN680-092-17

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,818 sqft Living Area

Exterior

Year BuiltBuilt 1980
Lot Area8,450 sqft (0.193 acres)
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address708 CALLE CUMBRE
CitySAN CLEMENTE
StateCA
Zip92673-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 9272 BLK LOT 17
Legal Subdivision9272
Legal Tract9272
Legal Lot Number17
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1003
Census Tract42111

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address708 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Feb 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2003 · Amount on Record
Deed SaleJan 23, 2003 · Amount on Record
Prior SaleSep 10, 2009
Deed Document Number0000093360
Last Transfer DateSep 11, 2009
Transfer Doc0000485089
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Recording DateJul 21, 2026
Property Address708 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Document Number0000207105
Instrument DateJul 13, 2026
Instrument2026207105
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address708 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527

Mortgage

Document Number0000207105,
DateJul 21, 2026
Instrument2026207105
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address708 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Transaction TypeMortgage
Record UpdatedSep 12, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527

Mortgage

Document Number0000060550
DateFeb 15, 2022
Instrument2022000060550
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,153.00 (+3.93%) Homeowner's exemption$912,441 (+4.04%) Land $631,386 Building $281,055
2023$8,807.00 (+1.96%) Homeowner's exemption$877,010 Land $606,867 Building $270,143
2022$8,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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