700 Calle Cumbre, San Clemente, CA 92673 Property Records

Orange County property record for 700 Calle Cumbre, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,573 sqft · built 1980
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,245,000 (Dec 2018)
Tax Bill	$13,849 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`680-092-13`

Property Details

APN / Parcel Number

Primary APN	`680-092-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,573 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	9,450 sqft (0.217 acres)
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	700 CALLE CUMBRE
City	SAN CLEMENTE
State	CA
Zip	92673-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9272 BLK LOT 13
Legal Tract	9272
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1003
Census Tract	42111

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 2000
Dec 31, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	2018485570
Prior Transfer Date	Mar 2, 2004
Prior Transfer Doc	0001005685
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	700 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066801
Date	Mar 4, 2019
Instrument	2019000066801

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	700 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151679
Date	Apr 3, 2020
Instrument	2020000151679

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	700 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Document Number	0000063539
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 CALLE CUMBRE SAN CLEMENTE CA 926733527, SAN CLEMENTE, CA 92673-3527

Mortgage

Document Number	0000063539
Date	Feb 14, 2020
Instrument	63539

Lender

Name	MORTGAGE 2000
Type	Mortgage Company
Address	REDONDO BEACH, CA 90277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2040

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 31, 2018
Property Address	700 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Document Number	0000485570
Map Reference	MB 402 PG 1-17
Instrument Date	Dec 4, 2018
Instrument	2018000485570
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1308 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000485571
Date	Dec 31, 2018
Instrument	2018000485571

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,405,723 (+2%) Land $1,144,077 Building $261,646
2025	$13,849.00 (+3.91%) Homeowner's exemption	$1,378,160 (+4.04%) Land $1,121,644 Building $256,516
2023	$13,328.00 (+1.95%) Homeowner's exemption	$1,324,646 Land $1,078,090 Building $246,556
2022	$13,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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