703 Calle Cumbre, San Clemente, CA 92673 Property Records

Orange County property record for 703 Calle Cumbre, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,818 sqft · built 1980
Lot Size	0.176 acres (7,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,702,000 (Oct 2025)
Tax Bill	$10,941 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`680-092-10`

Property Details

APN / Parcel Number

Primary APN	`680-092-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,818 sqft Living Area
Gross Area	3,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,670 sqft (0.176 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	703 CALLE CUMBRE
City	SAN CLEMENTE
State	CA
Zip	92673-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9272 BLK LOT 11
Legal Subdivision	TRACT 9272
Legal Tract	9272
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1003
Census Tract	42111

Owner

Source: Orange County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	951 VOLANTE DR, ARCADIA, CA 91007-6065
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 28, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 27, 2017	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0000574776
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	703 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3528
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3528
Investor	Possibly a Property Investor

Mortgage

Document Number	0000332157
Date	May 20, 2021
Instrument	2021000332157

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 28, 2025
Property Address	703 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3528
Document Number	0000295597
Map Reference	MB 402 PG 1-17
Instrument Date	Aug 18, 2025
Instrument	2025000295597
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	951 VOLANTE DR, ARCADIA, CA 91007-6065

Mortgage

Document Number	0000295598
Date	Oct 28, 2025
Instrument	2025000295598

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 27, 2017
Property Address	703 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3528
Document Number	0000170889
Map Reference	MB 402 PG 1-17
Instrument Date	Apr 5, 2017
Instrument	2017000170889
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W AVENIDA PALIZADA STE A, A, SAN CLEMENTE, CA 92672-4748
Investor	Possibly a Property Investor

Mortgage

Document Number	0000170890
Date	Apr 27, 2017
Instrument	2017000170890

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,941.00 (+1.69%)	$1,082,823 (+4.04%) Land $838,621 Building $244,202
2024	$10,759.00 (+2.16%)
2023	$10,532.00 (+1.95%)	$1,040,777 Land $806,057 Building $234,720
2022	$10,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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