706 Calle Cumbre, San Clemente, CA 92673 Property Records

Orange County property record for 706 Calle Cumbre, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,987 sqft · built 1980
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Company Names on Record
Last Sale	$1,000,000 (Jan 2011)
Tax Bill	$12,871 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`680-092-16`

Property Details

APN / Parcel Number

Primary APN	`680-092-16`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,987 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Lot Area	9,600 sqft (0.22 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	706 CALLE CUMBRE
City	SAN CLEMENTE
State	CA
Zip	92673-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9272 BLK LOT 16
Legal Subdivision	9272
Legal Tract	9272
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1003
Census Tract	42111

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	706 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
May 4, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 31, 2011 · Amount on Record
Deed Sale	Jan 31, 2011 · Amount on Record
Prior Sale	May 4, 2021
Deed Document Number	0000056768
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	706 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527

Mortgage

Document Number	0000356221
Date	Nov 7, 2022
Instrument	2022000356221

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 4, 2021
Property Address	706 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Document Number	0000296246
Map Reference	MB 402 PG 1-17
Instrument Date	Apr 20, 2021
Instrument	2021000296246
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 4, 2021
Property Address	706 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Document Number	0000296244
Map Reference	MB 402 PG 1-17
Instrument Date	Mar 31, 2021
Instrument	2021000296244
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	706 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527

Mortgage

Document Number	0000296245
Date	May 4, 2021
Instrument	2021000296245

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	706 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107111
Date	Mar 16, 2017
Instrument	2017000107111

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 28, 2018
Property Address	706 CALLE CUMBRE, SAN CLEMENTE, CA 92673-3527
Document Number	0000315477
Instrument Date	Aug 7, 2018
Instrument	315477
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	706 CALLE CUMBRE SAN CLEMENTE CA 926733527, SAN CLEMENTE, CA 92673-3527

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,871.00 (+8.97%) Homeowner's exemption	$1,281,174 (+9.07%) Land $1,003,009 Building $278,165
2023	$11,812.00 (+1.95%) Homeowner's exemption	$1,174,611 Land $944,201 Building $230,410
2022	$11,586.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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