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708 4th St, Spencer, NC 28159 Property Records

Rowan County property record for 708 4th St, Spencer, NC 28159 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,544 sqft · built 1920
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on File
Last Sale$90,000 (Oct 2021)
Tax Bill$1,700 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN033 163

Property Details

APN / Parcel Number

Primary APN033 163
Alternative APN
  • 6015809

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area1,544 sqft
Basement Area772 sqft
Unfinished Basement772 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions170 ft deep x 130 ft wide
PorchPorch
Porch Area484 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address708 4TH ST
CitySPENCER
StateNC
Zip28159-1622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.31AC
Legal SubdivisionWHITEHEAD PROPERTY ADDITION
Legal Block10
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group3
Census Block3017
Census Tract50700

Owner

Source: Rowan County records · APN 033 163

Assessment roll updated August 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address219 MITCHELL ES ST, SALISBURY, NC 28144-8205
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FARMERS & MECHANICS BANK
Apr 06, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2021 · Amount on Record
Deed SaleOct 07, 2021 · Amount on Record
Prior SaleApr 06, 2018 · Amount on Record
Deed Book / Page1385 / 912
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateOct 07, 2021
Property Address708 4TH ST, SPENCER, NC 28159-1622
Document Number0013850912
Book / Page1385 / 912
Instrument DateOct 07, 2021
Transaction TypeTransfer
Record UpdatedOct 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address514 CLARK RD, 514, SALISBURY, NC 28146-1021

Transferred To (Grantee/Buyer)

NameVerified Name
Address219 MITCHELL AVE, SALISBURY, NC 28144-6240

Mortgage

Document Number1385913
DateOct 07, 2021
Instrument1385/913
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateApr 06, 2018
Property Address708 4TH ST, SPENCER, NC 28159-1622
Document Number0013070035
Book / Page001307 / 000035
Instrument DateApr 06, 2018
Transaction TypeTransfer
Record UpdatedMay 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$194.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 4TH ST SPENCER NC 281591622, SPENCER, NC 28159-1622

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,700.00$150,461 (-) Land $30,600 Building $119,861
2023$1,700.00$150,461 Land $30,600 Building $119,861$150,461 Land $30,600 Building $119,861

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590507003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2006)
Most Recent ClaimNov 2006

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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