703 4th St, Spencer, NC 28159 Property Records

Rowan County property record for 703 4th St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1999
Square Footage	1,634 sqft Living Area
Lot Size	8,500 sqft (0.195 acres)
Garage	Detached, 300 sqft
Last Sale	$50,000 (2015)
Tax Bill	$1,723.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`033 146`
Alternative APN	`6111198`

Interior

Full Baths	1 Baths
Building Area	1,634 sqft Living Area
1st Floor	1,634 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Lot Area	8,500 sqft (0.195 acres)
Depth X Width	170 ft x 50 ft Depth x Width
Garage Type	Detached Garage
Garage Area	300 sqft Garage
Porch	1 Porch
Porch Area	313 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	6111198
Old Parcel Number	033 146
Street Address	703 4TH ST
City	SPENCER
State	NC
Zip	28159-1621
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L2 BLK 12 DR. JOHN WHITEHEAD'S ADDT.
Legal Subdivision	DR. JOHN WHITEHEAD
Legal Block	12
Legal Lot Number	2
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	3
Census Block	3016
Census Tract	50700

Owner

Source: Rowan County records · APN 033 146

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	220 HUNTER ST, SALISBURY, NC 28144-0441
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2015 · Amount on Record
Deed Sale	Nov 03, 2015 · Amount on Record
Prior Sale	Jul 29, 2010 · Amount on Record
Deed Doc Number	0001260976
Deed Book / Page	1260 / 976
Record Refreshed	Jun 07, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	703 4TH ST, SPENCER, NC 28159-1621
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012920206
Date	Jun 28, 2017
Book Page	1292/0206

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2032

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,723.00	$152,499 Land $18,000 Building $134,499	$152,499 Land $18,000 Building $134,499

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.