Rowan County property record for 709 4th St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,724 sqft Living Area |
| Lot Size | 10,200 sqft (0.234 acres) |
| Garage | Detached, 342 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $184,000 (2022) |
| Tax Bill | $2,100.00 (2023) |
| Primary APN | 033 143 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,724 sqft Living Area |
| Gross Area | 2,586 sqft Gross Area |
| 1st Floor | 1,724 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 10,200 sqft (0.234 acres) |
| Depth X Width | 170 ft x 60 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 342 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 298 sqft Porch |
| Heating System | Radiant Heating |
|---|
| Account Number | 6257700 |
|---|---|
| Old Parcel Number | 033 143 |
| Street Address | 709 4TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-1621 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L4 & PT5 BLK 31 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | DR JOHN WHITEHEADS/SPENCER AD |
| Legal Block | 31 |
| Legal Lot Number | 4 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 143
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 709 4TH ST, SPENCER, NC 28159-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Jan 20, 2022 | Warranty Deed, Transfer |
| Aug 01, 2017 | Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on Record |
| Deed Sale | Jan 20, 2022 · Amount on Record |
| Prior Sale | Aug 01, 2017 · Amount on Record |
| Deed Doc Number | 0001393487 |
| Deed Book / Page | 1393 / 487 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 709 4TH ST, SPENCER, NC 28159-1621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0014270147 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 1427/147 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 20, 2022 |
| Property Address | 709 4TH ST, SPENCER, NC 28159-1621 |
| Document Number | 0013930487 |
| Book / Page | 1393 / 487 |
| Map Reference | PG 13A |
| Instrument Date | Jan 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $368.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 CLARK RD, 514, SALISBURY, NC 28146-1021 |
| Name | Verified Name |
|---|---|
| Address | 709 4TH ST, SPENCER, NC 28159-1621 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 01, 2017 |
| Property Address | 709 4TH ST, SPENCER, NC 28159-1621 |
| Document Number | 0012940009 |
| Book / Page | 001294 / 000009 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 709 4TH ST SPENCER NC 281591621, SPENCER, NC 28159-1621 |
| Document Number | 12940010 |
|---|---|
| Date | Aug 01, 2017 |
| Book Page | 001294/000010 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 31, 2032 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,100.00 | $185,909 Land $18,000 Building $167,909 | $185,909 Land $18,000 Building $167,909 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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