Rowan County property record for 702 4th St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,392 sqft Living Area |
| Lot Size | 6,460 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2022) |
| Tax Bill | $1,957.00 (2025) |
| Primary APN | 033 161 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,392 sqft Living Area |
| 1st Floor | 1,392 sqft 1st Floor |
| Basement Area | 1,044 sqft Basement |
| Unfinished Basement | 1,044 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Exterior |
| Lot Area | 6,460 sqft (0.15 acres) |
| Depth X Width | 170 ft x 38 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 224 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 702 4TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1622 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT L 1 BLK 10 DR. JOHN WHITEHEAD'S ADDT. TO SPENCER |
| Legal Subdivision | JOHN WHITEHEAD PROPERTY ADDITION |
| Legal Block | 10 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 161
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 702 4TH ST, SPENCER, NC 28159-1622 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Aug 17, 2018 | Warranty Deed, Transfer BOSTON NATIONAL TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2022 · Amount on Record |
| Deed Sale | Oct 03, 2022 · Amount on Record |
| Prior Sale | Aug 17, 2018 · Amount on Record |
| Deed Book / Page | 1411 / 124 |
| Prior Transfer Date | Aug 06, 2014 |
| Prior Transfer Doc | 0012390939 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 03, 2022 |
| Property Address | 702 4TH ST, SPENCER, NC 28159-1622 |
| Document Number | 0014110124 |
| Book / Page | 1411 / 124 |
| Instrument Date | Oct 03, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 WYLIE LOOP, 33, BELMONT, NC 28012-3562 |
| Name | Verified Name |
|---|---|
| Address | 702 4TH ST, SPENCER, NC 28159-1622 |
| Document Number | 0001411125 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 1411/125 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 17, 2018 |
| Property Address | 702 4TH ST, SPENCER, NC 28159-1622 |
| Document Number | 0013140310 |
| Book / Page | 001314 / 000310 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | BOSTON NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 702 4TH ST SPENCER NC 281591622, SPENCER, NC 28159-1622 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,957.00 | $173,218 (-) Land $13,500 Building $159,718 | |
| 2023 | $1,957.00 | $173,218 Land $13,500 Building $159,718 | $173,218 Land $13,500 Building $159,718 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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