7076 E Lake Cir, Centennial (Englewood), CO 80111 Property Records

Arapahoe County property record for 7076 E Lake Cir, Centennial, CO 80111

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 4,277 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Sep 2021)
Tax Bill	$15,662 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2075-20-1-25-012`

Property Details

APN / Parcel Number

Primary APN	`2075-20-1-25-012`
Alternative APNs	`034960996` `34960996` `960996`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,277 sqft Living Area
Gross Area	5,798 sqft
1st Floor Area	2,638 sqft
Basement Area	2,572 sqft
Finished Basement	1,639 sqft
Unfinished Basement	933 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	539 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	49 sqft
Patio Area	136 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034960996
Street Address	7076 E LAKE CIR
City	CENTENNIAL
State	CO
Zip	80111-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-PSF
Legal Description	SUBDIVISIONCD 062763 SUBDIVISIONNAME VERONA ESTATES 1ST FLG BLOCK 003 LOT 012 LOT 12 BLK 3 VERONA ESTATES 1ST FLG
Legal Range	67W
Legal Township	5S
Legal Section	20
Legal Quarter	1
Legal Subdivision	VERONA ESTATES 1ST FLG
Legal Block	003,3
Legal Lot Number	12
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	1
Census Block	1000
Census Tract	6711

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7076 E LAKE CIR, CENTENNIAL, CO 80111-7004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Sep 14, 2021	Warranty Deed, Transfer HERITAGE TITLE COMPANY
Aug 29, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Dec 12, 2018	Grant Deed, Transfer INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	2021143532
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7076 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1038517
Date	Mar 8, 2021
Instrument	E1038517

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7076 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E3000683
Date	Jan 3, 2023
Instrument	E3000683

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Sep 14, 2021
Property Address	7076 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00E1143532
Instrument Date	Sep 13, 2021
Instrument	E1143532
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7076 E LAKE CIR, CENTENNIAL, CO 80111-7004

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7076 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00D9093204
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7076 E LAKE CIR CENTENNIAL CO 801117004, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	00D9093204
Date	Sep 10, 2019
Instrument	D9093204

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Dec 12, 2018
Property Address	7076 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00D8121663
Instrument Date	Dec 7, 2018
Instrument	D8121663
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7076 E LAKE CIR CENTENNIAL CO 801117004, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	D8121664
Date	Dec 12, 2018
Instrument	D8121664

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,082 (+3.04%)	$1,321,200 (-) Land $264,000 Building $1,057,200
2025	$15,662.00 (+1.5%)	$82,575 (-9.49%)	$1,321,200 (-6.73%) Land $264,000 Building $1,057,200
2024	$15,431.00 (+11.63%)
2023		$91,228	$1,416,605 Land $320,000 Building $1,096,605
2021	$13,823.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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