7087 E Lake Cir, Centennial (Englewood), CO 80111 Property Records

Arapahoe County property record for 7087 E Lake Cir, Centennial, CO 80111

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,330 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Oct 2018)
Tax Bill	$14,810 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2075-20-1-24-005`

Property Details

APN / Parcel Number

Primary APN	`2075-20-1-24-005`
Alternative APNs	`034960708` `34960708` `960708`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,330 sqft Living Area
Gross Area	5,205 sqft
1st Floor Area	2,330 sqft
Basement Area	2,273 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	602 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Deck Area	165 sqft
Patio Area	60 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034960708
Street Address	7087 E LAKE CIR
City	CENTENNIAL
State	CO
Zip	80111-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-PSF
Legal Description	SUBDIVISIONCD 062763 SUBDIVISIONNAME VERONA ESTATES 1ST FLG BLOCK 002 LOT 005 LOT 5 BLK 2 VERONA ESTATES 1ST FLG
Legal Range	67W
Legal Township	5S
Legal Section	20
Legal Quarter	1
Legal Subdivision	VERONA ESTATES 1ST FLG
Legal Block	002,2
Legal Lot Number	005,5
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	1
Census Block	1002
Census Tract	6711

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7087 E LAKE CIR, CENTENNIAL, CO 80111-7004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Oct 9, 2018	Grant Deed, Transfer INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	201899598
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7087 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9143903
Date	Dec 31, 2019
Instrument	D9143903

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Oct 9, 2018
Property Address	7087 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00D8099598
Instrument Date	Sep 28, 2018
Instrument	D8099598
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7087 E LAKE CIR CENTENNIAL CO 801117004, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	D8099599
Date	Oct 9, 2018
Instrument	D8099599

Lender

Name	INSPIRE HM LNS INC
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,403 (+2.72%)	$1,252,400 (-) Land $330,000 Building $922,400
2025	$14,810.00 (+7.63%)	$78,275 (-3.96%)	$1,252,400 (-1.49%) Land $330,000 Building $922,400
2024	$13,760.00 (+15.14%)
2023		$81,499	$1,271,400 Land $320,000 Building $951,400
2021	$11,951.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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