7047 E Lake Cir, Centennial (Englewood), CO 80111 Property Records

Arapahoe County property record for 7047 E Lake Cir, Centennial, CO 80111

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,317 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$2,025,000 (Feb 2026)
Tax Bill	$18,920 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2075-20-1-24-001`

Property Details

APN / Parcel Number

Primary APN	`2075-20-1-24-001`
Alternative APNs	`034960660` `34960660` `960660`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,317 sqft Living Area
Gross Area	5,842 sqft
1st Floor Area	1,747 sqft
2nd Floor Area	2,134 sqft
Basement Area	1,747 sqft
Finished Basement	1,488 sqft
Unfinished Basement	259 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Concrete
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	703 sqft
Driveway	Driveway
Driveway Area	2 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	276 sqft
Patio Area	55 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034960660
Street Address	7047 E LAKE CIR
City	CENTENNIAL
State	CO
Zip	80111-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-PSF
Legal Description	SUBDIVISIONCD 062763 SUBDIVISIONNAME VERONA ESTATES 1ST FLG BLOCK 002 LOT 001 LOT 1 BLK 2 VERONA ESTATES 1ST FLG
Legal Range	67W
Legal Township	5S
Legal Section	20
Legal Quarter	1
Legal Subdivision	VERONA ESTATES 1ST FLG
Legal Block	002,2
Legal Lot Number	001,1
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	1
Census Block	1002
Census Tract	6711

Owner

Source: Arapahoe County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7047 E LAKE CIR, CENTENNIAL, CO 80111-7004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Aug 12, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 10, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	20269260
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Feb 13, 2026
Property Address	7047 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00E6009260
Instrument Date	Feb 10, 2026
Instrument	E6009260
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7047 E LAKE CIR, CENTENNIAL, CO 80111-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7047 E LAKE CIR, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	00E6009261
Date	Feb 13, 2026
Instrument	E6009261

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7047 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7047 E LAKE CIR, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	00E0182518
Date	Dec 28, 2020
Instrument	E0182518

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7047 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00D7103178
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7047 E LAKE CIR CENTENNIAL CO 801117004, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	00D7103178
Date	Sep 8, 2017
Instrument	D7103178

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 7, 2057

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 10, 2017
Property Address	7047 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00D7076752
Instrument Date	Jun 29, 2017
Instrument	D7076752
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$126.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7047 E LAKE CIR CENTENNIAL CO 801117004, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	D7076753
Date	Jul 10, 2017
Instrument	D7076753

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,251 (+4.05%)	$1,603,100 (-) Land $330,000 Building $1,273,100
2025	$18,920.00 (+6.82%)	$100,194 (-4.68%)	$1,603,100 (-1.28%) Land $330,000 Building $1,273,100
2024	$17,712.00 (+4.05%)
2023		$105,116	$1,623,900 Land $320,000 Building $1,303,900
2021	$17,023.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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