7096 E Lake Cir, Centennial (Englewood), CO 80111 Property Records

Arapahoe County property record for 7096 E Lake Cir, Centennial, CO 80111

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,723 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Oct 2023)
Tax Bill	$15,728 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2023 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`2075-20-1-25-010`

Property Details

APN / Parcel Number

Primary APN	`2075-20-1-25-010`
Alternative APNs	`034960970` `34960970` `960970`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,723 sqft Living Area
Gross Area	6,238 sqft
1st Floor Area	1,753 sqft
2nd Floor Area	2,022 sqft
Basement Area	1,757 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	703 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	55 sqft
Patio Area	264 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	034960970
Street Address	7096 E LAKE CIR
City	CENTENNIAL
State	CO
Zip	80111-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-PSF
Legal Description	SUBDIVISIONCD 062763 SUBDIVISIONNAME VERONA ESTATES 1ST FLG BLOCK 003 LOT 010 LOT 10 BLK 3 VERONA ESTATES 1ST FLG
Legal Range	67W
Legal Township	5S
Legal Section	20
Legal Quarter	1
Legal Subdivision	VERONA ESTATES 1ST FLG
Legal Block	003,3
Legal Lot Number	10
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	1
Census Block	1000
Census Tract	6711

Owner

Source: Arapahoe County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage K & B CAPITAL CORP
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICE MORTGAGE
Jun 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage K & B CAPITAL CORP
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage K & B CAPITAL CORP
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Mar 26, 2018	Special Warranty Deed, Transfer · Conventional Mortgage K & B CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	202374338
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7096 B LAKE CIR, LAFAYETTE, CO 80026

Mortgage

Document Number	00E4067598
Date	Oct 16, 2024
Instrument	E4067598

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Oct 30, 2023
Property Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00E3074338
Instrument Date	Oct 25, 2023
Instrument	E3074338
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FIRST ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	00E3074339
Date	Oct 30, 2023
Instrument	E3074339

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D8102856
Date	Oct 17, 2018
Instrument	D8102856

Lender

Name	K & B CAPITAL CORP
Type	Mortgage Company
Address	BOCA RATON, FL 33432

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0102104
Date	Aug 10, 2020
Instrument	E0102104

Lender

Name	CHOICE MORTGAGE
Type	Non-Lending Institution
Address	BOCA RATON, FL 33432

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9052593
Date	Jun 5, 2019
Instrument	D9052593

Lender

Name	K & B CAPITAL CORP
Type	Mortgage Company
Address	BOCA RATON, FL 33432

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9141280
Date	Dec 23, 2019
Instrument	D9141280

Lender

Name	K & B CAPITAL CORP
Type	Mortgage Company
Address	BOCA RATON, FL 33432

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0102105
Date	Aug 10, 2020
Instrument	E0102105

Lender

Name	ZB NA
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00D8102857
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7096 E LAKE CIR CENTENNIAL CO 801117004, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	00D8102857
Date	Oct 17, 2018
Instrument	D8102857

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 16, 2038

Interest

Rate Type	Adjustable Rate

March 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Mar 26, 2018
Property Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004
Document Number	00D8028823
Instrument Date	Mar 21, 2018
Instrument	D8028823
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$97.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7096 E LAKE CIR, CENTENNIAL, CO 80111-7004

Mortgage

Document Number	00D8028824
Date	Mar 26, 2018
Instrument	D8028824

Lender

Name	K & B CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	00D8028825
Date	Mar 26, 2018
Instrument	D8028825

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,728 (+3.08%)	$1,330,700 (-) Land $264,000 Building $1,066,700
2025	$15,728.00 (-3.68%)	$83,169 (-14.13%)	$1,330,700 (-11.32%) Land $264,000 Building $1,066,700
2024	$16,329.00 (+16.23%)
2023		$96,849 (+28.08%)	$1,500,500 (+37.91%) Land $320,000 Building $1,180,500
2022	$14,049.00 (-1.8%)	$75,617	$1,088,000 Land $255,000 Building $833,000
2021	$14,306.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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