707 Townsend Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 707 Townsend Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,736 sqft · built 2023
Lot Size	0.363 acres (15,828 sqft)
Owner	2 Company Names on Record
Last Sale	$270,000 (Mar 2019)
Tax Bill	$23,274 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3320-043-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3320-043-0000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,736 sqft Living Area
1st Floor Area	2,612 sqft
2nd Floor Area	2,124 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other
Lot Area	15,828 sqft (0.363 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	707 TOWNSEND CT
City	FOLSOM
State	CA
Zip	95630-6377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32C, LOT 81, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32C
Legal Lot Number	81
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1018
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	707 TOWNSEND CT, FOLSOM, CA 95630-6377
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 11, 2026	Intrafamily Transfer, Transfer
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 18, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Deed Book / Page	20190318 / 1235
Last Transfer Date	Mar 3, 2026
Transfer Doc	2026000633
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	707 TOWNSEND CT, FOLSOM, CA 95630-6377
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 THOMPSON CIR, FOLSOM, CA 95630-7531

Mortgage

Document Number	0000001807
Date	Apr 30, 2021
Instrument	202104301807

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 11, 2026
Property Address	707 TOWNSEND CT, FOLSOM, CA 95630-6377
Document Number	0000000633
Map Reference	MB 385 MAP 10
Instrument Date	Mar 3, 2026
Instrument	202603110633
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	707 TOWNSEND CT, FOLSOM, CA 95630-6377

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	707 TOWNSEND CT, FOLSOM, CA 95630-6377
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 THOMPSON CIR, FOLSOM, CA 95630-7531

Mortgage

Document Number	4300000001807
Date	Apr 30, 2021
Book Page	20210430/1807

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 18, 2019
Property Address	707 TOWNSEND CT, FOLSOM, CA 95630-6377
Document Number	1903181235
Instrument Date	Mar 15, 2019
Instrument	1903181235
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	986 THOMPSON CIR FOLSOM CA 956307531, FOLSOM, CA 95630-7531

Mortgage

Document Number	1903181236
Date	Mar 18, 2019
Instrument	1903181236

Lender

Name	COMPASS BK
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 17, 2021

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,987,457 (+2%) Land $307,211 Building $1,680,246
2025	$23,274.00 (+1.9%)	$1,948,488 (+159.97%) Land $301,188 Building $1,647,300
2024	$22,841.00 (+127.64%)
2023	$10,034.00 (+60.7%)	$749,494 Land $289,494 Building $460,000
2022	$6,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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