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696 Townsend Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 696 Townsend Ct, Folsom, CA 95630

Property Summary

Property TypeResidential Vacant Land
Lot Size0.497 acres (21,627 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (May 2024)
Tax Bill$6,508 (2025)
Deeds & MortgagesApr 2025 Construction Loan
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072-3330-028-0000

Property Details

APN / Parcel Number

Primary APN072-3330-028-0000

Exterior

Lot Area21,627 sqft (0.497 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address696 TOWNSEND CT
CityFOLSOM
StateCA
Zip95630-6376
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeSP-SFLD (S
Legal DescriptionEMPIRE RANCH VILLAGE NO. 32C, LOT 110, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal SubdivisionEMPIRE RANCH VILLAGE NO. 32C
Legal Lot Number110
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1018
Census Tract8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address855 FARMHOUSE WAY, FOLSOM, CA 95630-3395
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2025Deed of Trust, Mortgage · Construction Mortgage
US BANK NA
Mar 18, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
FREEDOM NW CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2024 · Amount on Record
Deed SaleMay 16, 2024 · Amount on Record
Prior SaleMar 18, 2019 · Amount on Record
Deed Book / Page20240516 / 12
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address696 TOWNSEND CT, FOLSOM, CA 95630-6376
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 FARMHOUSE WAY, FOLSOM, CA 95630-3395

Mortgage

Document Number0000000672
DateApr 21, 2025
Instrument202504210672
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.6%
Max Rate11.6%

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMar 18, 2019
Property Address696 TOWNSEND CT, FOLSOM, CA 95630-6376
Document Number1903181276
Instrument DateMar 14, 2019
Instrument1903181276
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2019
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$374.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address810 FIELDSTONE CT FOLSOM CA 956306156, FOLSOM, CA 95630-6156

Mortgage

Document Number1903181277
DateMar 18, 2019
Instrument1903181277
Lender
NameFREEDOM NW CU
AddressKAMIAH, ID 83536
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueMar 17, 2024

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$608,634 (+2%) Land $608,634
2025$6,508.00 (+63.56%)$596,700 (+63.71%) Land $596,700
2023$3,979.00 (+1.48%)$364,493 Land $364,493
2022$3,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Succeed.Net.

Cell Coverage

5G (outdoors only) and 4G LTE

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