704 Townsend Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 704 Townsend Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,540 sqft · built 2023
Lot Size	0.408 acres (17,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,280,000 (Feb 2024)
Tax Bill	$27,387 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Dec 2022 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`072-3320-047-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3320-047-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,540 sqft Living Area
1st Floor Area	3,540 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other
Lot Area	17,749 sqft (0.408 acres)
Garage Area	761 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	704 TOWNSEND CT
City	FOLSOM
State	CA
Zip	95630-6377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32C, LOT 112, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32C
Legal Lot Number	112
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1018
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2141 FENCELINE DR, FOLSOM, CA 95630-6314
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Construction Mortgage HFS FUND IV LLC
Dec 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROBERT MORI
Dec 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage ROBERT & LINDA MORI LIVING TRUST
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage TIMOTHY A MANLEY ETAL
Feb 28, 2024	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 18, 2021	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO
Mar 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage TIMOTHY A MANLEY ETAL
May 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 26, 2019	Grant Deed, Transfer · Conventional Mortgage ELLIOTT HMS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Oct 18, 2021 · Amount on Record
Deed Book / Page	20240228 / 283
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	5070000000825
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 CREEKSIDE DR 3117, 3117, FOLSOM, CA 95630-3827

Mortgage

Document Number	0000000999
Date	Mar 2, 2022
Instrument	2022030200999

Lender

Name	HFS FUND IV LLC
Type	Non-Lending Institution
Address	REDWOOD CITY, CA 94061

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13330 VIA MILAZZO 2, 2, SAN DIEGO, CA 92129-5144

Mortgage

Document Number	0000000521
Date	Dec 13, 2022
Instrument	2022121300521

Lender

Name	ROBERT MORI
Type	Private Party
Address	6260 REBA DR, GRANITE BAY, CA 95746

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13330 VIAMILAZZO #2 2, 2, SAN DIEGO, CA 92129

Mortgage

Document Number	0000000668
Date	Dec 14, 2023
Instrument	202312140668

Lender

Name	ROBERT & LINDA MORI LIVING TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2141 FENCELINE DR, FOLSOM, CA 95630-6314

Mortgage

Document Number	0000000451
Date	Sep 19, 2025
Instrument	202509190451

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2034
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Max Rate	11.1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 E BIDWELL ST 100, 100, FOLSOM, CA 95630-6480
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001456
Date	Mar 23, 2021
Instrument	202103231456

Lender

Name	TIMOTHY A MANLEY ETAL
Type	Private Party
Address	PO BOX 292547, SACRAMENTO, CA 95829

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 28, 2024
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Document Number	0000000283
Map Reference	MB 385 PG 10
Instrument Date	Feb 13, 2024
Instrument	202402280283
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2141 FENCELINE DR, FOLSOM, CA 95630-6314

Mortgage

Document Number	0000000284
Date	Feb 28, 2024
Instrument	202402280284

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2034
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Max Rate	11.1%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 18, 2021
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Document Number	2021101801037
Map Reference	MB 385 PG 10
Instrument Date	Oct 15, 2021
Instrument	2021101801037
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 SUNDAHL DR, FOLSOM, CA 95630-6378

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 E BIDWELL ST 100, 100, FOLSOM, CA 95630-6480

Mortgage

Document Number	3230000001456
Date	Mar 23, 2021
Book Page	20210323/1456

Lender

Name	TIMOTHY A MANLEY ETAL
Type	Private Party
Address	PO BOX 292547, SACRAMENTO, CA 95829

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 7, 2020
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Document Number	2005070825
Instrument Date	May 5, 2020
Instrument	2005070825
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2795 E BIDWELL SGT #100-174 FOLSOM CA 95630, 100-17, FOLSOM, CA 95630

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 26, 2019
Property Address	704 TOWNSEND CT, FOLSOM, CA 95630-6377
Document Number	1904261590
Instrument Date	Apr 24, 2019
Instrument	1904261590
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2795 E BIDWELL ST #100-174 FOLSOM CA 956306480, 100-17, FOLSOM, CA 95630-6480

Mortgage

Document Number	1904261591
Date	Apr 26, 2019
Instrument	1904261591

Lender

Name	ELLIOTT HMS
Address	FOLSOM, CA 95630
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,372,112 (+2%) Land $541,008 Building $1,831,104
2025	$27,387.00 (+1.92%)	$2,325,600 (+356%) Land $530,400 Building $1,795,200
2024	$26,871.00 (+262.19%)
2023	$7,419.00 (+35.24%)	$510,000 Land $510,000
2022	$5,486.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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