707 Shepherds Rdg, Morganton, GA 30560 Property Records

Fannin County property record for 707 Shepherds Rdg, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	4.5 ba · 4,110 sqft · built 2004
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Aug 2019)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Dec 2020 Second Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0014 001A7`

Property Details

APN / Parcel Number

Primary APN	`0014 001A7`
Alternative APN	`21313`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,110 sqft Heated Area
Basement Area	1,644 sqft
Finished Basement	1,644 sqft
Unfinished Basement	1,644 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)
Garage Area	864 sqft

Exterior Amenities

Porch	Slab
Porch Area	371 sqft
Deck Area	186 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21313
Street Address	707 SHEPHERDS RDG
City	MORGANTON
State	GA
Zip	30560-4259
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIA
Legal Description	7-1 LL9 LT13 DB1308-98*1.772 AC
Legal Subdivision	SHEPARDS RIDGE
Legal Lot Number	13
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4436 PACES BATTLE NW, ATLANTA, GA 30327-3024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL
Aug 20, 2019	Warranty Deed, Transfer
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage FN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Jul 19, 2012 · Amount on Record
Deed Document Number	20191828
Deed Book / Page	1308 / 69
Last Transfer Date	Aug 20, 2019
Transfer Doc	0001308/98
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	707 SHEPHERDS RDG, MORGANTON, GA 30560-4259
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 SHEPHERDS RDG, MORGANTON, GA 30560-4259

Mortgage

Document Number	0000001394/0000000524
Date	Dec 23, 2020
Book Page	0000001394/0000000524

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Aug 20, 2019
Property Address	707 SHEPHERDS RDG, MORGANTON, GA 30560-4259
Document Number	1308/98
Book / Page	1308 / 98
Instrument Date	Aug 20, 2019
Instrument	2019-001829
Transaction Type	Transfer
Record Updated	Jul 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4436 PACES BATTLE NW, ATLANTA, GA 30327-3024

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Aug 16, 2019
Property Address	707 SHEPHERDS RDG, MORGANTON, GA 30560-4259
Document Number	1308/69
Book / Page	1308 / 69
Instrument Date	Aug 16, 2019
Instrument	2019-001828
Transaction Type	Transfer
Record Updated	Jul 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4436 PACES BATTLE NW, ATLANTA, GA 30327-3024

Mortgage

Document Number	0000001308/0000000073
Date	Aug 26, 2019
Book Page	0000001308/0000000073
Instrument	002399870025

Lender

Name	FN FINANCING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,235.00 (-38.04%)	$356,616 (-3.14%) Land $23,000 Building $333,616	$891,540 (-3.14%) Land $57,500 Building $834,040
2023		$368,194 (-1.14%) Land $23,000 Building $345,194	$920,484 (-1.14%) Land $57,500 Building $862,984
2022	$5,221.00	$372,431 Land $23,000 Building $349,431	$931,077 Land $57,500 Building $873,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL · Fiber in parts of the area	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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