Fannin County property record for 581 Shepherds Rdg, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,310 sqft · built 2004 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,088 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0014 001A30 |
| Primary APN | 0014 001A30 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,310 sqft Heated Area |
| 1st Floor Area | 440 sqft |
| Basement Area | 1,148 sqft |
| Finished Basement | 1,148 sqft |
| Unfinished Basement | 1,148 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 70,132 sqft (1.61 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Deck Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 22992 |
|---|---|
| Street Address | 581 SHEPHERDS RDG |
| City | MORGANTON |
| State | GA |
| Zip | 30560-4271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 7-1 LL9 LT7 DB1630-126* 1.611 AC |
| Legal Subdivision | SHEPARDS RIDGE |
| Legal Lot Number | 7 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50500 |
Source: Fannin County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 581 SHEPHERDS RDG, MORGANTON, GA 30560-4271 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2024 |
| Deed Sale | Dec 11, 2024 |
| Prior Sale | Dec 11, 2024 · Amount on Record |
| Deed Book / Page | 1630 / 126 |
| Prior Transfer Date | Dec 9, 2024 |
| Prior Transfer Doc | 001630/126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 581 SHEPHERDS RDG, MORGANTON, GA 30560-4271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 581 SHEPHERDS RDG, MORGANTON, GA 30560-4271 |
| Document Number | 0000001277/0000000015 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 0000001277/0000000015 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2043 |
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,088.00 (-33.76%) | $230,155 (+3.54%) Land $23,000 Building $207,155 | $575,388 (+3.54%) Land $57,500 Building $517,888 |
| 2023 | $222,284 (-1.14%) Land $23,000 Building $199,284 | $555,709 (-1.14%) Land $57,500 Building $498,209 | |
| 2022 | $3,152.00 Homeowner's exemption | $224,850 Land $23,000 Building $201,850 | $562,125 Land $57,500 Building $504,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 23 (2004–2021) |
| Claims Outside the SFHA | 8 of 23 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL · Fiber in parts of the area | 50 / 10 |
5G (outdoors only) and 4G LTE
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