707 Higgins Rd, Champaign, IL 61822 Property Records

Champaign County property record for 707 Higgins Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$105,500 (Apr 2019)
Tax Bill	$1,566 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-10-130-023`

Property Details

APN / Parcel Number

Primary APN	`41-20-10-130-023`

Exterior

Architectural Style	Condo/Apartment
Lot Area	5,576 sqft (0.128 acres)

Location & Zoning

Street Address	707 HIGGINS RD
City	CHAMPAIGN
State	IL
Zip	61822-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 624 PARKLAND RIDGE SUB NO 6
Legal Range	08E
Legal Township	19N
Legal Section	10
Legal Subdivision	PARKLAND RIDGE SUB NO 6
Legal Lot Number	624
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1020
Census Tract	902

Owner

707 Higgins Rd is owned and occupied by an individual who bought it in April 2019.

Source: Champaign County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	707 HIGGINS RD, CHAMPAIGN, IL 61822-7311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Apr 10, 2019	Warranty Deed, Transfer · Conventional with PMI FISHER NAT'L BK-CHAMPAIGN ISAO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Prior Sale	Apr 24, 2013 · Amount on File
Deed Document Number	20194895
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	707 HIGGINS RD, CHAMPAIGN, IL 61822-7311
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	ALLIED CAPITAL TITLE, ALLIED CAPITAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011907
Date	May 21, 2021
Instrument	2021R11907

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 10, 2019
Property Address	707 HIGGINS RD, CHAMPAIGN, IL 61822-7311
Document Number	0000004895
Instrument Date	Apr 3, 2019
Instrument	4895
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 HIGGINS RD CHAMPAIGN IL 618227311, CHAMPAIGN, IL 61822-7311

Mortgage

Document Number	4896
Date	Apr 10, 2019
Instrument	4896

Lender

Name	FISHER NAT'L BK-CHAMPAIGN ISAO
Address	1710 S NEIL ST, CHAMPAIGN, IL 61820-7276

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,880 (+12.19%) Land $10,290 Building $16,590	$80,640 (+12.19%) Land $30,870 Building $49,770
2024	$1,566.00 (+9.82%)	$23,960 Land $9,170 Building $14,790	$71,880 Land $27,510 Building $44,370
2023	$1,426.00 (+9.78%)
2022	$1,299.00 Homeowner's exemption	$20,130 Land $7,700 Building $12,430	$60,390 Land $23,100 Building $37,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 707 Higgins Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 707 Higgins Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Fidium Fiber, i3 Broadband, Nextlink, Pavlov Media.

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