703 Higgins Rd, Champaign, IL 61822 Property Records

Champaign County property record for 703 Higgins Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,826 sqft)
Owner	Individual Name on Record
Last Sale	$179,500 (Aug 2023)
Tax Bill	$4,608 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-10-130-025`

Property Details

APN / Parcel Number

Primary APN	`41-20-10-130-025`

Exterior

Architectural Style	Condo/Apartment
Lot Area	7,826 sqft (0.18 acres)

Location & Zoning

Street Address	703 HIGGINS RD
City	CHAMPAIGN
State	IL
Zip	61822-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 626 PARKLAND RIDGE SUB NO 6
Legal Range	08E
Legal Township	19N
Legal Section	10
Legal Subdivision	PARKLAND RIDGE SUB NO 6
Legal Lot Number	626
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1020
Census Tract	902

Owner

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 HIGGINS RD, CHAMPAIGN, IL 61822-7311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Feb 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage MARINE BANK SPRINGFIELD
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	202311114
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 8, 2023
Property Address	703 HIGGINS RD, CHAMPAIGN, IL 61822-7311
Document Number	0000011114
Map Reference	MB 7 PG 400
Instrument Date	Jul 19, 2023
Instrument	2023R11114
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 HIGGINS RD, CHAMPAIGN, IL 61822-7311

Mortgage

Document Number	0000011115
Date	Aug 8, 2023
Instrument	2023R11115

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.99%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	703 HIGGINS RD, CHAMPAIGN, IL 61822-7311
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001350
Date	Feb 2, 2023
Instrument	2023R01350

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 31, 2020
Property Address	703 HIGGINS RD, CHAMPAIGN, IL 61822-7311
Document Number	0000004927
Instrument Date	Mar 24, 2020
Instrument	2020R04927
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 HIGGINS RD, CHAMPAIGN, IL 61822-7311

Mortgage

Document Number	0000004928
Date	Mar 31, 2020
Instrument	2020R04928

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,608.00 (+9.58%)	$60,840 (+33.57%) Land $10,290 Building $50,550	$182,520 (+33.57%) Land $30,870 Building $151,650
2024	$4,205.00 (+15.65%)
2022	$3,636.00 Homeowner's exemption	$45,550 Land $7,700 Building $37,850	$136,650 Land $23,100 Building $113,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Fidium Fiber, i3 Broadband, Nextlink, Pavlov Media.

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