Watauga County property record for 707 Charter Hills Rd, Beech Mountain, NC 28604 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,182 sqft · built 1970 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on File |
| Last Sale | $128,500 (Feb 2018) |
| Tax Bill | $1,137 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jan 2024 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-44-4378-000 |
| Primary APN | 1950-44-4378-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| 1st Floor Area | 788 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Patio Area | 596 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1786470 |
|---|---|
| Street Address | 707 CHARTER HILLS RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARTER HILLS B 015 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 921000 |
Source: Watauga County records · APN 1950-44-4378-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 528 AVONDALE DR, COLUMBIA, SC 29203-5511 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 05, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 03, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2018 · Amount on Record |
| Deed Sale | Feb 23, 2018 · Amount on Record |
| Prior Sale | Apr 30, 2007 · Amount on Record |
| Deed Document Number | 2018666421 |
| Deed Book / Page | 1961 / 352 |
| Last Transfer Date | Jan 02, 2019 |
| Transfer Doc | 0020080516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 707 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0024700809 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 2470/809 |
| Instrument | 757208 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 707 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0023670773 |
|---|---|
| Date | Jan 05, 2024 |
| Book Page | 2367/773 |
| Instrument | 737622 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 707 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0022230514 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 2223/514 |
| Instrument | 711758 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 707 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Document Number | 0021530542 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 707 CHARTER HILLS RD BEECH MOUNTAIN NC 286048045, BEECH MOUNTAIN, NC 28604-8045 |
| Document Number | 0021530542 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 002153/000542 |
| Instrument | 700163 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jan 03, 2019 |
| Property Address | 707 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Document Number | 0020080516 |
| Book / Page | 002008 / 000516 |
| Instrument Date | Jan 02, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 528 AVONDALE DR COLUMBIA SC 292035511, COLUMBIA, SC 29203-5511 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Feb 23, 2018 |
| Property Address | 707 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Document Number | 0019610349 |
| Book / Page | 001961 / 000349 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 666420 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 COURT SIDE DR SALISBURY NC 281477257, SALISBURY, NC 28147-7257 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Feb 23, 2018 |
| Property Address | 707 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Document Number | 0019610352 |
| Book / Page | 1961 / 0352 |
| Map Reference | MB 4 PG 42 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 666421 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 OAK RD, 8, SALISBURY, NC 28144-6910 |
| Name | Verified Name |
|---|---|
| Address | 3510 E 22ND ST, TULSA, OK 74114-1909 |
| Document Number | 666422 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 666422 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,137.00 (-51.7%) | $283,600 (+21.93%) Land $18,500 Building $265,100 | |
| 2024 | $2,354.00 | $232,600 Land $18,500 Building $214,100 | |
| 2023 | $232,600 Land $18,500 Building $214,100 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force 3 of 16 on primary residences |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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