Watauga County property record for 701 Charter Hills Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 2001 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,000 (Mar 2024) |
| Tax Bill | $1,323 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-44-5667-000 |
| Primary APN | 1950-44-5667-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Porch |
| Porch Area | 114 sqft |
| Patio Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1860835 |
|---|---|
| Street Address | 701 CHARTER HILLS RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS B 009 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 921000 |
701 Charter Hills Rd is owned by two individuals who bought it in March 2024.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 NE 8TH AVE, DEERFIELD BEACH, FL 33441-2119 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2024 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on File |
| Deed Sale | Mar 22, 2024 · Amount on File |
| Deed Document Number | 2024739324 |
| Deed Book / Page | 2376 / 112 |
| Prior Transfer Date | Jun 30, 2023 |
| Prior Transfer Doc | 0000732456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Mar 22, 2024 |
| Property Address | 701 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Document Number | 0023760112 |
| Book / Page | 2376 / 112 |
| Map Reference | MB 4 PG 42 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 739324 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $958.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 NE 8TH AVE, DEERFIELD BEACH, FL 33441-2119 |
| Document Number | 0000739325 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 739325 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 701 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Title Company | NOT AVAILABLE, AEG |
| Name | Verified Name |
|---|---|
| Address | 701 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Document Number | 0023180019 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 2318/19 |
| Instrument | 728233 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 701 Charter Hills Rd was $1,323, down 61.9% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,000 (-) Land $20,700 Building $359,300 | ||
| 2025 | $1,323.00 (-61.9%) | $380,000 Land $20,700 Building $359,300 | |
| 2024 | $3,472.00 | $348,100 Land $20,700 Building $327,400 | |
| 2023 | $348,100 Land $20,700 Building $327,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 701 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 701 Charter Hills Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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