Watauga County property record for 703 Charter Hills Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,466 sqft · built 1971 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Nov 2022) |
| Tax Bill | $1,191 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-44-5567-000 |
| Primary APN | 1950-44-5567-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Wood Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Porch | Porch |
| Porch Area | 112 sqft |
| Patio Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1856471 |
|---|---|
| Street Address | 703 CHARTER HILLS RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS B 011 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 921000 |
703 Charter Hills Rd is owned by two individuals who bought it in November 2022.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 PARK FOREST ST, DAVIDSON, NC 28036-6906 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | Oct 30, 2020 · Amount on File |
| Deed Document Number | 2022726227 |
| Deed Book / Page | 2307 / 477 |
| Prior Transfer Date | Nov 14, 2013 |
| Prior Transfer Doc | 0017310886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Nov 15, 2022 |
| Property Address | 703 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Document Number | 0023070477 |
| Book / Page | 2307 / 477 |
| Map Reference | MB 4 PG 42 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 726227 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 CHARTER HILLS RD, 703, BEECH MOUNTAIN, NC 28604-8045 |
| Name | Verified Name |
|---|---|
| Address | 403 NORTHWEST DR, DAVIDSON, NC 28036-8912 |
| Document Number | 0000726228 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 726228 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 30, 2020 |
| Property Address | 703 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8045 |
| Document Number | 0021370865 |
| Book / Page | 002137 / 000865 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 697571 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $204.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 UPPER GROUSE RIDGE RD BEECH MOUNTAIN NC 286048228, BEECH MOUNTAIN, NC 28604-8228 |
The 2025 property tax bill for 703 Charter Hills Rd was $1,191, down 53.4% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,400 (-) Land $22,800 Building $315,600 | ||
| 2025 | $1,191.00 (-53.39%) | $338,400 Land $22,800 Building $315,600 | |
| 2024 | $2,555.00 | $253,300 Land $22,800 Building $230,500 | |
| 2023 | $283,400 Land $22,800 Building $260,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 703 Charter Hills Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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