Watauga County property record for 800 Charter Hills Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,510 sqft · built 1969 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Feb 2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-43-2927-000 |
| Primary APN | 1950-43-2927-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Attic | Attic |
| Attic Area | 672 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Patio Area | 604 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1865020 |
|---|---|
| Street Address | 800 CHARTER HILLS RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS B 022 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 921000 |
800 Charter Hills Rd is owned by an individual who bought it in February 2025.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 LEWIS DR, CAROLINA BEACH, NC 28428-3929 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC |
| Jul 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIAMI FIREFIGHTERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on File |
| Deed Sale | Feb 11, 2025 · Amount on File |
| Prior Sale | Jul 11, 2022 · Amount on File |
| Deed Document Number | 2025747653 |
| Deed Book / Page | 2419 / 244 |
| Prior Transfer Date | Dec 29, 2010 |
| Prior Transfer Doc | 0015510602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 800 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 800 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8046 |
| Investor | Possibly a Property Investor |
| Document Number | 0024550693 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 2455/693 |
| Instrument | 754504 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jul 11, 2022 |
| Property Address | 800 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8046 |
| Document Number | 0022850720 |
| Book / Page | 2285 / 720 |
| Map Reference | MB 4 PG 42 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 722234 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $722.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6174, DIBERVILLE, MS 39540-6174 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6734 SW 21ST ST, MIAMI, FL 33155-1734 |
| Document Number | 0000722235 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 722235 |
| Name | MIAMI FIREFIGHTERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $218,400 (-) Land $10,500 Building $207,900 | |
| 2025 | $218,400 Land $10,500 Building $207,900 | |
| 2024 | $218,400 Land $10,500 Building $207,900 | |
| 2023 | $218,400 Land $10,500 Building $207,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 800 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 800 Charter Hills Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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