Harford County property record for 707 Benjamin Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,066 sqft · built 1986 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $464,000 (Sep 2021) |
| Tax Bill | $4,421 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-195899 |
| Primary APN | 03-195899 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,066 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,060 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 294 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 168 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 195899 |
|---|---|
| Street Address | 707 BENJAMIN RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-2764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 227 .208 AC 707 BENJAMIN ROAD MAJOR'S CHOICE PT 53/42 |
| Legal Subdivision | MAJORS CHOICE |
| Legal Lot Number | 227 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 303803 |
707 Benjamin Rd is owned and occupied by an individual who bought it in September 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 BENJAMIN RD, BEL AIR, MD 21014-2764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Sep 8, 2021 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2021 · Amount on File |
| Deed Sale | Sep 8, 2021 · Amount on File |
| Prior Sale | Aug 26, 2008 · Amount on File |
| Deed Book / Page | 15012 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 707 BENJAMIN RD, BEL AIR, MD 21014-2764 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0149170222 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 14917/222 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 8, 2021 |
| Property Address | 707 BENJAMIN RD, BEL AIR, MD 21014-2764 |
| Document Number | 0150120302 |
| Book / Page | 15012 / 302 |
| Map Reference | MB 53 FO 42 |
| Instrument Date | Aug 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 707 BENJAMIN RD, BEL AIR, MD 21014-2764 |
| Document Number | 0015012307 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 15012/307 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 707 Benjamin Rd was $4,421, up 14.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,421.00 (+14.47%) | $463,833 | $501,100 Land $112,200 Building $388,900 |
| 2025 | $3,862.00 | ||
| 2023 | $365,133 | $445,200 Land $112,200 Building $333,000 | |
| 2022 | $3,099.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 Benjamin Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 707 Benjamin Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures