Harford County property record for 703 Benjamin Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,776 sqft · built 1986 |
| Lot Size | 0.205 acres (8,929 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,900 (Jul 2018) |
| Tax Bill | $4,048 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-195910 |
| Primary APN | 03-195910 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Total Area |
| Basement Area | 744 sqft |
| Finished Basement | 744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,929 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 195910 |
|---|---|
| Street Address | 703 BENJAMIN RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-2764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 229 .205 AC 703 BENJAMIN ROAD MAJOR'S CHOICE PT 53/42 |
| Legal Subdivision | MAJORS CHOICE 04 PH 01 |
| Legal Lot Number | 229 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 303803 |
703 Benjamin Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 BENJAMIN RD, BEL AIR, MD 21014-2764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 11, 2018 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on File |
| Deed Sale | Jul 11, 2018 · Amount on File |
| Prior Sale | Sep 21, 2005 · Amount on File |
| Deed Book / Page | 12898 / 297 |
| Transfer Doc | 0039870584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 703 BENJAMIN RD, BEL AIR, MD 21014-2764 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0151940119 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 15194/119 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 11, 2018 |
| Property Address | 703 BENJAMIN RD, BEL AIR, MD 21014-2764 |
| Document Number | 0128980297 |
| Book / Page | 12898 / 0297 |
| Map Reference | MB CGH53 FO42 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGA TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,413.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 703 BEJAMIN RD, BEL AIR, MD 21014-2764 |
| Document Number | 0012898306 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 12898/306 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2026 property tax bill for 703 Benjamin Rd was $4,048, up 10.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,048.00 (+10.09%) | $424,733 (+4.51%) | $461,400 (+13.53%) Land $112,100 Building $349,300 |
| 2025 | $3,677.00 | $406,400 Land $112,100 Building $294,300 | $406,400 Land $112,100 Building $294,300 |
| 2023 | $365,067 | $406,400 Land $112,100 Building $294,300 | |
| 2022 | $3,283.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Benjamin Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 703 Benjamin Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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