702 Benjamin Rd, Bel Air, MD 21014 Property Records

Harford County property record for 702 Benjamin Rd, Bel Air, MD 21014

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,776 sqft · built 1986
Lot Size0.208 acres (9,060 sqft)
Owner2 Individual Names on Record
Last Sale$327,000 (Jul 2014)
Tax Bill$3,399 (2025)
Deeds & MortgagesApr 2019 Loan Modification
Mar 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-195775

Property Details

APN / Parcel Number

Primary APN03-195775
Alternative APNs
  • 3195775
  • 195775

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,776 sqft Total Area
Basement Area458 sqft
Finished Basement458 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,060 sqft (0.208 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area60 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number195775
Street Address702 BENJAMIN RD
CityBEL AIR
StateMD
Zip21014-2763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 168 .208 AC 702 BENJAMIN ROAD MAJOR'S CHOICE PT 53/42
Legal SubdivisionMAJORS CHOICE 4 PH 1
Legal Lot Number168
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2010
Census Tract303803

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address702 BENJAMIN RD, BEL AIR, MD 21014-2763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2019Loan Modification, Mortgage
PINGORA LOAN SVCNG
Mar 2, 2018Loan Modification, Mortgage
PINGORA LOAN SVCNG
Apr 17, 2017Loan Modification, Mortgage
PHH MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2014 · Amount on Record
Deed SaleJul 29, 2014 · Amount on Record
Prior SaleApr 15, 1994 · Amount on Record
Deed Book / Page10840 / 203
Record UpdatedSep 20, 2026

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address702 BENJAMIN RD, BEL AIR, MD 21014-2763
Document Number0132950495
Instrument DateApr 23, 2019
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address702 BENJAMIN RD BEL AIR MD 210142763, BEL AIR, MD 21014-2763

Mortgage

Document Number0132950495
DateJun 7, 2019
Book Page013295/000495
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueJun 6, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address702 BENJAMIN RD, BEL AIR, MD 21014-2763
Document Number0128080303
Instrument DateMar 2, 2018
Transaction TypeMortgage
Record UpdatedMay 16, 2018
Title CompanyPHH MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address702 BENJAMIN RD BEL AIR MD 210142763, BEL AIR, MD 21014-2763

Mortgage

Document Number0128080303
DateMay 8, 2018
Book Page012808/000303
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
AddressDENVER, CO 80202
Agreement
AmountAmount Recorded
Term360 Months
DueMay 7, 2048

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address702 BENJAMIN RD, BEL AIR, MD 21014-2763
Document Number0123490468
Book / Page012349 / 000468
Instrument DateApr 17, 2017
Transaction TypeMortgage
Record UpdatedJun 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address702 BENJAMIN RD BEL AIR MD 210142763, BEL AIR, MD 21014-2763

Mortgage

Document Number0123490468
DateMay 19, 2017
Book Page012349/000468
Lender
NamePHH MTG SVCS
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount Recorded
Term360 Months
DueMay 18, 2047
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
MunicipalityBel Air Town
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,500 (+4.37%)$424,300 (+13.12%) Land $112,200 Building $312,100
2025$3,399.00$375,100 (+10.92%) Land $112,200 Building $262,900$375,100 (-) Land $112,200 Building $262,900
2023$338,167$375,100 Land $112,200 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARYLAND AMERICAN WATER COMPANY
private · serves 13,200 people · EPA ID MD0120003
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Benjamin Rd

Nearby Streets

Search Property Records by Address or Parcel Number