710 Benjamin Rd, Bel Air, MD 21014 Property Records

Harford County property record for 710 Benjamin Rd, Bel Air, MD 21014 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,916 sqft · built 1986
Lot Size	0.282 acres (12,283 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2016)
Tax Bill	$3,318 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-195732`

Property Details

APN / Parcel Number

Primary APN	`03-195732`
Alternative APNs	`3195732` `195732`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,916 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,283 sqft (0.282 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	195732
Street Address	710 BENJAMIN RD
City	BEL AIR
State	MD
Zip	21014-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 .282 AC 710 BENJAMIN ROAD MAJOR'S CHOICE PT 53/42
Legal Subdivision	MAJORS CHOICE
Legal Lot Number	164
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2010
Census Tract	303803

Owner

Source: Harford County records · APN 03-195732

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	710 BENJAMIN RD, BEL AIR, MD 21014-2763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2016 · Amount on Record
Deed Sale	Oct 03, 2016 · Amount on Record
Prior Sale	May 26, 1992 · Amount on Record
Deed Book / Page	12019 / 441
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	710 BENJAMIN RD, BEL AIR, MD 21014-2763
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145300231
Date	Feb 26, 2021
Book Page	14530/231

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Sep 01, 2046

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,800 (+15.46%)	$416,400 (+12.85%) Land $112,800 Building $303,600
2025	$3,318.00 (+10.38%) Homeowner's exemption
2023		$333,267	$369,000 Land $112,800 Building $256,200
2022	$3,006.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253038032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.