702 5th St, Spencer, NC 28159 Property Records

Rowan County property record for 702 5th St, Spencer, NC 28159 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2010
Square Footage1,264 sqft Living Area
Lot Size7,250 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$33,456,720 (2022)
Tax Bill$1,606.00 (2025)

Property Details

APN / Parcel Number

Primary APN033 151
Alternative APN
  • 6170232

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,264 sqft Living Area
1st Floor1,264 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2010
Exterior MaterialAsbestos Exterior
Lot Area7,250 sqft (0.17 acres)
Depth X Width145 ft x 50 ft Depth x Width
Garage TypeDetached Garage
Porch1 Porch
Porch Area302 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address702 5TH ST
CitySPENCER
StateNC
Zip28159-1520
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL17 BLK 31 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal Block31
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup3
Census Block3016
Census Tract50700

Owner

Source: Rowan County records · APN 033 151

Assessment roll updated August 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address702 5TH ST, SPENCER, NC 28159-1520
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 17, 2022Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2022 · Amount on Record
Deed SaleMay 17, 2022 · Amount on Record
Prior SaleOct 28, 1998 · Amount on Record
Deed Book / Page1402 / 184
Record RefreshedSep 20, 2026

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionROWAN NC
Recording DateNov 13, 2023
Property Address702 5TH ST, SPENCER, NC 28159-1520
Document Number0014320791
Book / Page1432 / 791
Instrument DateNov 08, 2023
Transaction TypeTransfer
Record UpdatedDec 04, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 5TH ST, SPENCER, NC 28159-1520

Mortgage

Document Number0001432792
DateNov 13, 2023
Instrument1432//792
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

May 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionROWAN NC
Recording DateMay 17, 2022
Property Address702 5TH ST, SPENCER, NC 28159-1520
Document Number0014020184
Book / Page1402 / 184
Instrument DateMay 13, 2022
Transaction TypeForeclosure
Record UpdatedMay 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4126
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,606.00 (+20.48%)$142,176 (+20.44%) Land $18,000 Building $124,176
2023$1,333.00$118,043 Land $18,000 Building $100,043$142,176 Land $18,000 Building $124,176

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on 5th St

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