707 3rd St, Spencer, NC 28159 Property Records

Rowan County property record for 707 3rd St, Spencer, NC 28159 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2007
Square Footage1,968 sqft Living Area
Lot Size21,780 sqft (0.5 acres)
GarageDetached
OccupancyOwner Occupied
Last Sale$9,000 (2007)
Tax Bill$2,444.00 (2025)

Property Details

APN / Parcel Number

Primary APN033 168
Alternative APN
  • 6123864

Interior

Full Baths1 Baths
Building Area1,968 sqft Living Area
1st Floor1,668 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl Exterior
Lot Area21,780 sqft (0.5 acres)
Depth X Width190 ft x 118 ft Depth x Width
Garage TypeDetached Garage

Exterior Amenities

Total Buildings2 Total Buildings
Porch1 Porch
Porch Area510 sqft Porch
Storage BuildingStorage Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address707 3RD ST
CitySPENCER
StateNC
Zip28159-2342
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL 3 & 4 BLK 9 DR. JOHN WHITEHEAD'S ADDT. TO SPENCER
Legal SubdivisionPROPERTY SURVEY FOR ANNIE L LEE
Legal Block9
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup3
Census Block3022
Census Tract50700

Owner

Source: Rowan County records · APN 033 168

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address707 3RD ST, SPENCER, NC 28159-2342
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Intrafamily Transfer, Transfer
Nov 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROWAN COUNTY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2007 · Amount on Record
Deed SaleMar 19, 2007 · Amount on Record
Deed Book / Page1089 / 758
Last Transfer DateNov 16, 2021
Transfer Doc0013890503
Record RefreshedJun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN NC
Recording DateNov 23, 2021
Property Address707 3RD ST, SPENCER, NC 28159-2342
Document Number0013890503
Book / Page1389 / 503
Instrument DateNov 16, 2021
Transaction TypeTransfer
Record UpdatedDec 06, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3011 BUSHFIELD DR, 3011, WINSTON SALEM, NC 27127-4519

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address707 3RD ST, SPENCER, NC 28159-2342

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address707 3RD ST, SPENCER, NC 28159-2342
Document Number0013020393
Book / Page001302 / 000393
Instrument DateNov 07, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 3RD ST SPENCER NC 281592342, SPENCER, NC 28159-2342

Mortgage

Document Number0013020393
DateJan 05, 2018
Book Page001302/000393
Lender
NameROWAN COUNTY
Address402 N MAIN ST # 204, SALISBURY, NC 28144-4341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJan 04, 2025

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,444.00$216,293 (-) Land $36,100 Building $180,193
2023$2,444.00$216,293 Land $36,100 Building $180,193$216,293 Land $36,100 Building $180,193

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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