Rowan County property record for 803 3rd St, Spencer, NC 28159 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,401 sqft Living Area |
| Lot Size | 23,750 sqft (0.55 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,999.00 (2025) |
| Primary APN | 033 043 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,401 sqft Living Area |
| 1st Floor | 2,401 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 23,750 sqft (0.55 acres) |
| Depth X Width | 190 ft x 125 ft Depth x Width |
| Deck Area | 192 sqft Deck |
|---|---|
| Porch | 1 Porch |
| Porch Area | 500 sqft Porch |
| Storage Building | Storage Building |
| Heating System | Floor/Wall Furnace Heating |
|---|
| Street Address | 803 3RD ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1607 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L3-4 & PT5 BLK 7 CHAS. B. JORDANS ADDT. |
| Legal Subdivision | CHARLES B JORDAN ADD |
| Legal Block | 7 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 043
Assessment roll updated August 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 803 3RD ST, SPENCER, NC 28159-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROSEGATE MORTGAGE LLC |
| Jun 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Jun 06, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2025 |
| Deed Sale | Jun 27, 2025 |
| Prior Sale | Mar 31, 2023 · Amount on Record |
| Prior Transfer Date | Jun 23, 2025 |
| Prior Transfer Doc | 0014640413 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 31, 2023 |
| Property Address | 803 3RD ST, SPENCER, NC 28159-1607 |
| Document Number | 0014200731 |
| Book / Page | 1420 / 731 |
| Map Reference | PG 47 |
| Instrument Date | Mar 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 935 DREWRY ST NE, ATLANTA, GA 30306-3822 |
| Name | Verified Name |
|---|---|
| Address | 803 3RD ST, SPENCER, NC 28159-1607 |
| Document Number | 0001420732 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 1420/732 |
| Name | ROSEGATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 803 3RD ST, SPENCER, NC 28159-1607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5560 JULIET BLVD A88, A88, NAPLES, FL 34109-2666 |
| Document Number | 0014040594 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 1404/594 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 06, 2022 |
| Property Address | 803 3RD ST, SPENCER, NC 28159-1607 |
| Document Number | 0014030468 |
| Book / Page | 1403 / 468 |
| Map Reference | PG 47 |
| Instrument Date | May 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 CHARLESFORD CHASE, 105, SUMMERVILLE, SC 29485-8601 |
| Name | Verified Name |
|---|---|
| Address | 935 DREWRY ST NE, ATLANTA, GA 30306-3822 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,999.00 (+28.05%) | $265,454 (+28.03%) Land $32,300 Building $233,154 | |
| 2023 | $2,342.00 | $207,335 Land $32,300 Building $175,035 | $265,454 Land $32,300 Building $233,154 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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