702 3rd St, Spencer, NC 28159 Property Records

Rowan County property record for 702 3rd St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,220 sqft Living Area
Lot Size10,200 sqft (0.234 acres)
Last Sale$105,000 (2023)
Tax Bill$2,092.00 (2023)

Property Details

APN / Parcel Number

Primary APN033 285A
Alternative APN
  • 6341053

Interior

Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area2,220 sqft Living Area
Gross Area2,775 sqft Gross Area
1st Floor1,110 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Lot Area10,200 sqft (0.234 acres)
Depth X Width170 ft x 60 ft Depth x Width
Porch1 Porch
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number6341053
Old Parcel Number033 285A
Street Address702 3RD ST
CitySPENCER
StateNC
Zip28159-2343
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL2
Legal SubdivisionWHITEHEAD SPENCER ADD MAP
Legal Lot Number2
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup2
Census Block2004
Census Tract50700

Owner

Source: Rowan County records · APN 033 285A

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1307 BRANTLEY RD, KANNAPOLIS, NC 28083-3814
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Commercial Mortgage
KIAVI FUNDING INC
Mar 24, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
WENDELL RUMMAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2023 · Amount on Record
Deed SaleMar 24, 2023 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Doc Number0001420385
Deed Book / Page1420 / 385
Record RefreshedJun 07, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address702 3RD ST, SPENCER, NC 28159-2343
Transaction TypeMortgage
Record UpdatedNov 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 BRANTLEY RD, KANNAPOLIS, NC 28083-3814

Mortgage

Document Number0014310786
DateOct 24, 2023
Book Page1431/786
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMar 24, 2023
Property Address702 3RD ST, SPENCER, NC 28159-2343
Document Number0014200385
Book / Page1420 / 385
Instrument DateMar 24, 2023
Transaction TypeTransfer
Record UpdatedApr 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address702 3RD ST, SPENCER, NC 28159-2343

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 BRANTLEY RD, KANNAPOLIS, NC 28083-3814

Mortgage

Document Number0001420386
DateMar 24, 2023
Instrument1420/386
Lender
NameWENDELL RUMMAGE INC
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term8 Months
DueNov 01, 2023

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,092.00$185,219 Land $19,000 Building $166,219$185,219 Land $19,000 Building $166,219

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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