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700 3rd St, Spencer, NC 28159 Property Records

Rowan County property record for 700 3rd St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2010
Square Footage1,535 sqft Living Area
Lot Size10,200 sqft (0.234 acres)
GarageDetached
OccupancyOwner Occupied
Last Sale$229,000 (2022)
Tax Bill$2,131.00 (2023)

Property Details

APN / Parcel Number

Primary APN033 284
Alternative APN
  • 6346831

Interior

Full Baths1 Baths
Building Area1,535 sqft Living Area
1st Floor1,535 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Lot Area10,200 sqft (0.234 acres)
Depth X Width170 ft x 60 ft Depth x Width
Garage TypeDetached Garage
Porch1 Porch
Porch Area356 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number6346831
Old Parcel Number033 284
Street Address700 3RD ST
CitySPENCER
StateNC
Zip28159-2343
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL1 B4 DR, JOHN WHITEHEAD
Legal SubdivisionDR. JOHN WHITEHEAD
Legal Block4
Legal Lot Number1
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup2
Census Block2004
Census Tract50700

Owner

Source: Rowan County records · APN 033 284

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address700 3RD ST, SPENCER, NC 28159-2343
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Nov 05, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Oct 04, 2019Grant Deed, Transfer
ATTORNEY ONLY
Aug 01, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2022 · Amount on Record
Deed SaleNov 18, 2022 · Amount on Record
Prior SaleNov 05, 2021 · Amount on Record
Deed Doc Number0000014143
Deed Book / Page1414 / 3
Record RefreshedJun 07, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 18, 2022
Property Address700 3RD ST, SPENCER, NC 28159-2343
Document Number0014140003
Book / Page1414 / 3
Map ReferencePG X-13
Instrument DateNov 17, 2022
Transaction TypeTransfer
Record UpdatedDec 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$458.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3269 CANYON CT, 3269, LENOIR, NC 28645-9385

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 3RD ST, SPENCER, NC 28159-2343

Mortgage

Document Number0000014144
DateNov 18, 2022
Instrument1414/4
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 05, 2021
Property Address700 3RD ST, SPENCER, NC 28159-2343
Document Number0013880165
Book / Page1388 / 165
Map ReferencePG X-13
Instrument DateNov 03, 2021
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address205 8TH ST, 205, SPENCER, NC 28159-2063

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 3RD ST, SPENCER, NC 28159-2343

Mortgage

Document Number1388166
DateNov 05, 2021
Instrument1388/166
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.15%
Type Change DateDec 01, 2026
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.15%
Index5-Year CMT
Max Rate9.15%

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROWAN NC
Recording DateOct 04, 2019
Property Address700 3RD ST, SPENCER, NC 28159-2343
Document Number0013350774
Book / Page001335 / 000774
Instrument DateSep 30, 2019
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$93.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 3RD ST SPENCER NC 281592343, SPENCER, NC 28159-2343

August 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionROWAN NC
Recording DateAug 01, 2019
Property Address700 3RD ST, SPENCER, NC 28159-2343
Document Number0013320063
Book / Page001332 / 000063
Instrument DateJul 17, 2019
Transaction TypeForeclosure
Record UpdatedAug 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$77.14
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 S MAIN ST #700 GREENVILLE SC 296012793, 700, GREENVILLE, SC 29601-2793
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,131.00$188,590 Land $19,000 Building $169,590$188,590 Land $19,000 Building $169,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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