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7017 Bridle Path, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7017 Bridle Path, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,021 sqft Heated Area
Lot Size44,083 sqft (1.01 acres)
OccupancyOwner Occupied
Last Sale$693,000 (2025)
Tax Bill$5,605.00 (2025)

Property Details

APN / Parcel Number

Primary APN103062
Alternative APN
  • 182632259900010450

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,021 sqft Heated Area
Gross Area2,806 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area44,083 sqft (1.01 acres)
Garage TypeFinished Garage

Exterior Amenities

Pool Area32 sqft Pool
Deck Area560 sqft Deck
PorchOpen Porch
Stable600 sqft Stable

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number103062
Street Address7017 BRIDLE PATH
CitySAINT CLOUD
StateFL
Zip34771-9536
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 45
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UN 3
Legal Tract2599
Legal Block1
Legal Lot Number45
Legal UnitH
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1007
Census Tract43801

Owner

Source: Osceola County records · APN 103062

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7017 BRIDLE PATH, SAINT CLOUD, FL 34771-9536
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Oct 28, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 10, 2020Loan Modification, Mortgage
CENTENNIAL BK
Feb 10, 2020Warranty Deed, Construction Loan · Building or Construction Mortgage
CENTENNIAL BANK
Oct 02, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2025 · Amount on Record
Deed SaleOct 28, 2025 · Amount on Record
Prior SaleMar 17, 2025 · Amount on Record
Deed Doc Number2025133784
Deed Book / Page6872 / 534
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7017 BRIDLE PATH, SAINT CLOUD, FL 34771-9536
Transaction TypeMortgage
Record UpdatedApr 02, 2026
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7017 BRIDLE PATH, SAINT CLOUD, FL 34771-9536

Mortgage

Document Number0064660061
DateAug 31, 2023
Book Page6466/61
Instrument2023114004
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 28, 2025
Property Address7017 BRIDLE PATH, SAINT CLOUD, FL 34771-9536
Document Number0068720534
Book / Page6872 / 534
Map ReferenceMB 4 PG 59-61
Instrument DateOct 27, 2025
Instrument2025133784
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanySIGNATURE TITLE PROFESSIONALS, SIGNATURE TTL PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,851.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address264 BIRCHES RD, SUGAR HILL, NH 03586-4416

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7017 BRIDLE PATH, SAINT CLOUD, FL 34771-9536

Mortgage

Document Number0006872536
DateOct 28, 2025
Instrument6872/536
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address7017 BRIDLE PATH, SAINT CLOUD, FL 34771-9536
Document Number0057782161
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address620 CHESTNUT CONWAY CONWAY AR 72032, CONWAY, AR 72032

Mortgage

Document Number0057782161
DateAug 21, 2020
Book Page005778/002161
Instrument110676
Lender
NameCENTENNIAL BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueAug 20, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

February 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 10, 2020
Property Address7017 BRIDLE PATH, SAINT CLOUD, FL 34771-9536
Document Number0056712344
Book / Page5671 / 2344
Map ReferenceMB 4 PG 59-61
Instrument DateFeb 07, 2020
Instrument2020020111
Transaction TypeConstruction Loan
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$595.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 HOURGLASS LN, BALDWINSVILLE, NY 13027-9682

Mortgage

Document Number0056712347
DateFeb 10, 2020
Instrument5671/2347
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateMar 01, 2026
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate10.5%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2019
Property Address7017 BRIDLE PATH, SAINT CLOUD, FL 34771-9536
Document Number0055990287
Book / Page005599 / 000287
Instrument DateSep 27, 2019
Instrument127190
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$553.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,605.00 (+4.59%) Homeowner's exemption$393,994 (+2.9%)$524,100 (-3.91%) Land $108,000 Building $416,100
2024$5,359.00 (+2.04%) Homeowner's exemption$382,891 (+3%)$545,400 (+12.41%) Land $133,900 Building $411,500
2023$5,252.00 (+3.81%) Homeowner's exemption$371,739 (+3%)$485,200 (+20.76%) Land $105,400 Building $379,800
2022$5,059.00 Homeowner's exemption$360,912$401,800 Land $84,300 Building $317,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire LikelihoodAbout 1 in 188 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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