706 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 706 W Harding Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1947
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2025)
Tax Bill	$2,798 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-06-00006-213-015`

Property Details

APN / Parcel Number

Primary APN	`340-06-00006-213-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	706 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD HILLS; 12
Legal Subdivision	WESTWOOD HILLS
Legal Block	213
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2014
Census Tract	1900

Owner

Source: Clark County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	706 W HARDING RD, SPRINGFIELD, OH 45504-1247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI WRIGHT-PATT CU
Jan 19, 2018	Grant Deed, Transfer WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Jan 19, 2018
Deed Document Number	3126
Deed Book / Page	2256 / 4579
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	706 W HARDING RD, SPRINGFIELD, OH 45504-1247
Document Number	0000007930
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 W HARDING RD SPRINGFIELD OH 455041247, SPRINGFIELD, OH 45504-1247

Mortgage

Document Number	0000007930
Date	Jun 11, 2020
Book Page	002173/001043
Instrument	7930

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2040

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARK OH
Recording Date	Jan 19, 2018
Property Address	706 W HARDING RD, SPRINGFIELD, OH 45504-1247
Document Number	0000000879
Book / Page	002137 / 001521
Instrument Date	Jan 16, 2018
Instrument	879
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	HALLMARK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 W HARDING RD SPRINGFIELD OH 455041247, SPRINGFIELD, OH 45504-1247

Mortgage

Document Number	880
Date	Jan 19, 2018
Book Page	002137/001524
Instrument	880

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,520 (+18.65%) Land $9,090 Building $56,430	$187,200 (+18.64%) Land $25,970 Building $161,230
2024	$2,798.00 (+0.14%)
2023		$55,220 Land $8,760 Building $46,460
2022	$2,794.00		$157,790 Land $25,040 Building $132,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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