720 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 720 W Harding Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 1949
Lot Size	0.189 acres (8,220 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Mar 2026)
Tax Bill	$2,936 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-06-00006-213-012`

Property Details

APN / Parcel Number

Primary APN	`340-06-00006-213-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,220 sqft (0.189 acres)
Lot Dimensions	137 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	276 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	276 sqft
Deck Area	60 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD HILLS ALL BUT TRI PIECE IN REAR 15
Legal Subdivision	WESTWOOD HILLS
Legal Block	213
Legal Lot Number	12
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2014
Census Tract	1900

Owner

Source: Clark County records · APN 340-06-00006-213-012

Assessment roll updated December 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 W HARDING RD, SPRINGFIELD, OH 45504-1247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	May 11, 2001 · Amount on Record
Deed Document Number	20263650
Deed Book / Page	2266 / 407
Prior Transfer Date	May 04, 2001
Prior Transfer Doc	0000011634
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Mar 18, 2026
Property Address	720 W HARDING RD, SPRINGFIELD, OH 45504-1247
Document Number	0000003650
Book / Page	2266 / 407
Map Reference	VOL 9 PG 25-B
Instrument Date	Mar 13, 2026
Instrument	202600003650
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W HANDERIS RD, SPRINGFIELD, OH 45504

Mortgage

Document Number	0000003651
Date	Mar 18, 2026
Instrument	202600003651

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Clark County records · Assessment roll updated December 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,990 (+17.82%) Land $8,230 Building $58,760	$191,410 (+17.83%) Land $23,520 Building $167,890
2024	$2,936.00 (+4.63%)
2023		$56,860 Land $7,940 Building $48,920
2022	$2,806.00		$162,440 Land $22,680 Building $139,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 500 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.