Clark County property record for 641 W Harding Rd, Springfield, OH 45504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,293 sqft · built 1941 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Apr 2015) |
| Tax Bill | $6,352 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-06-00006-401-016 |
| Primary APN | 340-06-00006-401-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,293 sqft Living Area |
| Gross Area | 2,018 sqft |
| 1st Floor Area | 1,101 sqft |
| Basement Area | 127 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| View / Lot | Highway |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 228 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 641 W HARDING RD |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45504-1244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS & DALES E PTS & VACATED ST EAST 181 183 |
| Legal Subdivision | HILLS & DALES |
| Legal Block | 401 |
| Legal Lot Number | 16 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1900 |
Source: Clark County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 641 W HARDING RD, SPRINGFIELD, OH 45504-1244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2015 · Amount on Record |
| Deed Sale | Apr 22, 2015 · Amount on Record |
| Prior Sale | Aug 7, 2008 · Amount on Record |
| Deed Document Number | 20154973 |
| Deed Book / Page | 2053 / 1422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 641 W HARDING RD, SPRINGFIELD, OH 45504-1244 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 641 W HARDING RD, SPRINGFIELD, OH 45504-1244 |
| Document Number | 0000012210 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 2214/834 |
| Instrument | 202200012210 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clark County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,352.00 (+131.32%) | $72,320 (+36.81%) Land $8,880 Building $63,440 | $206,620 (+36.8%) Land $25,360 Building $181,260 |
| 2024 | $2,746.00 (+5.25%) | ||
| 2023 | $52,860 Land $8,240 Building $44,620 | ||
| 2022 | $2,609.00 | $151,040 Land $23,550 Building $127,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1986–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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