640 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 640 W Harding Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1949
Lot Size	0.18 acres (7,884 sqft)
Owner	Trust Name on File
Last Sale	$93,000 (Aug 2018)
Tax Bill	$2,135 (2024)
Deeds & Mortgages	Aug 2018 Sale & Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`340-06-00006-214-008`

Property Details

APN / Parcel Number

Primary APN	`340-06-00006-214-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1949
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,884 sqft (0.18 acres)
Lot Dimensions	95 ft deep x 83 ft wide
Garage Area	240 sqft
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD HILLS; 58
Legal Subdivision	WESTWOOD HILLS
Legal Block	214
Legal Lot Number	58
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2015
Census Tract	1900

Owner

Source: Clark County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5501 KNOLLWOOD RD, SPRINGFIELD, OH 45502-9005
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Warranty Deed, Transfer · Line of Credit SECURITY NATIONAL BANK
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit SECURITY NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	May 31, 2002 · Amount on Record
Deed Document Number	3224
Deed Book / Page	2148 / 1569
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Aug 31, 2018
Property Address	640 W HARDING RD, SPRINGFIELD, OH 45504-1245
Document Number	0000011742
Book / Page	2148 / 1569
Map Reference	PL 9 PG 25-B
Instrument Date	Aug 29, 2018
Instrument	201800011742
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	5501 KNOLLWOOD RD, SPRINGFIELD, OH 45502-9005

Mortgage

Document Number	0000011743
Date	Aug 31, 2018
Instrument	201800011743

Lender

Name	SECURITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	640 W HARDING RD, SPRINGFIELD, OH 45504-1245
Document Number	0000011743
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	640 W HARDING RD SPRINGFIELD OH 455041245, SPRINGFIELD, OH 45504-1245

Mortgage

Document Number	0000011743
Date	Aug 31, 2018
Book Page	002148/001571
Instrument	11743

Lender

Name	SECURITY NAT'L BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,390 (+12.49%) Land $7,990 Building $39,400	$135,390 (+12.48%) Land $22,820 Building $112,570
2024	$2,135.00 (+0.19%)
2023		$42,130 Land $7,700 Building $34,430
2022	$2,131.00		$120,370 Land $22,010 Building $98,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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