682 Jay St, Elgin, IL 60120 Property Records

Kane County property record for 682 Jay St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	2,048 sqft Living Area
Lot Size	12,546 sqft (0.288 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2015)
Tax Bill	$6,128.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-281-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	2,048 sqft Living Area
Gross Area	3,413 sqft Gross Area
Basement Area	1,365 sqft Basement
Stories	5 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick Exterior
Lot Area	12,546 sqft (0.288 acres)
Depth X Width	153 ft x 82 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	682 JAY ST
City	ELGIN
State	IL
Zip	60120-8259
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MCKINLEY ADDN ALL OF LOTS 7 & 6 (EXCEPT WEST 8.5 FT) BLOCK 1
Legal Subdivision	MCKINLEY ADDN
Legal Block	1
Legal Lot Number	7,6
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	5
Census Block	5008
Census Tract	851400

Owner

Source: Kane County records · APN 06-24-281-030

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37 JOSLYN DR, ELGIN, IL 60120-4580
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2015 · Amount on Record
Deed Sale	Mar 17, 2015 · Amount on Record
Prior Sale	Dec 16, 2003 · Amount on Record
Deed Doc Number	201513122
Last Transfer Date	Jan 15, 2026
Transfer Doc	0000002530
Record Refreshed	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 20, 2026
Property Address	682 JAY ST, ELGIN, IL 60120-8259
Document Number	0000002530
Instrument Date	Jan 15, 2026
Instrument	2026K002530
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	37 JOSLYN DR, ELGIN, IL 60120-4580

Mortgage

Document Number	0000002531
Date	Jan 20, 2026
Instrument	2026K002531

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate	6.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,128.00 (+4.38%) Homeowner's exemption
2024	$5,871.00 (+20.01%) Homeowner's exemption	$81,364 (+30.35%) Land $19,881 Building $61,483	$244,190 (+30.4%) Land $59,667 Building $184,523
2022	$4,892.00 (+4.73%) Homeowner's exemption	$62,420 (+6.96%) Land $16,377 Building $46,043	$187,260 (+6.96%) Land $49,131 Building $138,129
2021	$4,671.00 Homeowner's exemption	$58,358 Land $15,311 Building $43,047	$175,074 Land $45,933 Building $129,141