706 E Railroad St, Saint Johns, MI 48879 Property Records

Clinton County property record for 706 E Railroad St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Nov 2025)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-000-052-004-00`

Property Details

APN / Parcel Number

Primary APN	`300-000-052-004-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	160 ft deep x 55 ft wide
Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	706 E RAILROAD ST
City	SAINT JOHNS
State	MI
Zip	48879-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	T7N R2W, CITY OF ST JOHNS, ORIGINAL PLAT BLK 52, LOT 4.
Legal Subdivision	EMMONSVILLE ADD
Legal Block	52
Legal Lot Number	4
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2019
Census Tract	10801

Owner

706 E Railroad St is owned and occupied by an individual who bought it in November 2025.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2812 S LINCOLN RD, A7, MOUNT PLEASANT, MI 48858-7602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Apr 24, 2013 · Amount on File
Deed Document Number	20255359187
Prior Transfer Date	Oct 24, 2014
Prior Transfer Doc	5220760
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 10, 2025
Property Address	706 E RAILROAD ST, SAINT JOHNS, MI 48879-1625
Document Number	0005359187
Instrument Date	Nov 7, 2025
Instrument	5359187
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,252.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 256, SAINT JOHNS, MI 48879-0256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 S LINCOLN RD APT A7, A7, MOUNT PLEASANT, MI 48858-7602

Mortgage

Document Number	0005359325
Date	Nov 10, 2025
Instrument	5359325

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Tax Assessment & Valuation

The 2025 property tax bill for 706 E Railroad St was $1,352 with a homeowner's exemption, down 56.7% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,200 (+12.68%) Land $14,800 Building $71,400	$172,400 (+12.68%) Land $29,600 Building $142,800
2025	$1,352.00 (-56.68%)	$76,500 Land $13,400 Building $63,100	$153,000 Land $26,800 Building $126,200
2024	$3,121.00 (+10.71%)
2023	$2,819.00	$68,100	$136,200
2022	$2,819.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 E Railroad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 E Railroad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: ACD.net, CMS Internet, Point Broadband, Verizon, Westphalia Broadband.