Clinton County property record for 705 E Railroad St, Saint Johns, MI 48879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,664 sqft · built 1972 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,838 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit Sep 2011 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-440-000-116-00 |
| Primary APN | 300-440-000-116-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Basement Area | 916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 272 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Patio Area | 220 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 705 E RAILROAD ST |
|---|---|
| City | SAINT JOHNS |
| State | MI |
| Zip | 48879-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SEC 9, T7N-R2W, RAILROAD LOTS 116 & 117 THEREOF EXC W 58 FT OF LOT 117. |
| Legal Range | 02W |
| Legal Township | 07N |
| Legal Section | 09 |
| Legal Lot Number | 116-117 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | ST. JOHNS |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10801 |
705 E Railroad St is owned and occupied by two individuals.
Source: Clinton County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 E RAILROAD ST, SAINT JOHNS, MI 48879-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 23, 2011 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 22, 2006 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 28, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 705 E RAILROAD ST, SAINT JOHNS, MI 48879-1624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005280705 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 5280705 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 705 E RAILROAD ST, SAINT JOHNS, MI 48879-1624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005174754 |
|---|---|
| Date | Sep 23, 2011 |
| Instrument | 5174754 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 10, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 705 E RAILROAD ST, SAINT JOHNS, MI 48879-1624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0005110658 |
|---|---|
| Date | Dec 22, 2006 |
| Instrument | 5110658 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 14, 2016 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 705 E RAILROAD ST, SAINT JOHNS, MI 48879-1624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 5280705 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 5280705 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2049 |
The 2025 property tax bill for 705 E Railroad St was $1,838 with a homeowner's exemption, down 36.9% from the year before.
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| Municipality | St. Johns City |
| Unified School District | St. Johns Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,500 (+6.39%) Land $18,400 Building $93,100 | $223,000 (+6.39%) Land $36,800 Building $186,200 | |
| 2025 | $1,838.00 (-36.95%) Homeowner's exemption | $104,800 Land $16,700 Building $88,100 | $209,600 Land $33,400 Building $176,200 |
| 2024 | $2,915.00 (+11.13%) | ||
| 2023 | $2,623.00 Homeowner's exemption | $93,700 | $187,400 |
| 2022 | $2,623.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 E Railroad St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 705 E Railroad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DayStarr Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ACD.net, CMS Internet, Point Broadband, Verizon, Westphalia Broadband.
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