Clinton County property record for 606 E Railroad St, Saint Johns, MI 48879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,408 sqft · built 1900 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Mar 2026) |
| Tax Bill | $1,675 (2025) |
| Deeds & Mortgages | Jul 2005 Line of Credit Jul 2005 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-000-041-002-00 |
| Primary APN | 300-000-041-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 320 sqft |
| Unfinished Basement | 320 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 176 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 80 sqft |
| Patio Area | 281 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 606 E RAILROAD ST |
|---|---|
| City | SAINT JOHNS |
| State | MI |
| Zip | 48879-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | T7N R2W, CITY OF ST JOHNS, ORIGINAL PLAT BLK 41, LOT 4. |
| Legal Subdivision | EMMONSVILLE ADD |
| Legal Block | 41 |
| Legal Lot Number | 4 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | ST. JOHNS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10801 |
606 E Railroad St is owned and occupied by two individuals who bought it in March 2026.
Source: Clinton County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 W WILLIAMS ST, OVID, MI 48866-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2005 | Deed of Trust, Mortgage · Line of Credit HOME EQUITY OF AMERICA INC |
| Jul 27, 2005 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 7, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Oct 17, 2018 | Intrafamily Transfer, Transfer |
| May 15, 2013 | Deed, Transfer · Conventional Mortgage SUMMIT COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on File |
| Deed Sale | Mar 16, 2026 · Amount on File |
| Prior Sale | Jul 7, 2020 · Amount on File |
| Deed Document Number | 20265362614 |
| Prior Transfer Date | Oct 11, 2018 |
| Prior Transfer Doc | 5272502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Title Company | FIRST AMERICAN TITLE, FATIC |
| Name | Verified Name |
|---|
| Document Number | 0005084493 |
|---|---|
| Date | Jul 27, 2005 |
| Instrument | 5084493 |
| Name | HOME EQUITY OF AMERICA INC |
|---|---|
| Type | Non-Lending Institution |
| Address | 1000 E 80TH PL, MERRILLVILLE, IN 46410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Title Company | FIRST AMERICAN TITLE, FATIC |
| Name | Verified Name |
|---|
| Document Number | 0005084492 |
|---|---|
| Date | Jul 27, 2005 |
| Instrument | 5084492 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 1201 MAIN ST FL 7, DALLAS, TX 75202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Mar 16, 2026 |
| Property Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Document Number | 0005362614 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 5362614 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Name | Verified Name |
|---|---|
| Address | 328 W WILLIAMS ST, OVID, MI 48866-9682 |
| Document Number | 0005363406 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 5363406 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Apr 8, 2026 |
| Property Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Document Number | 0005363406 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 20265363406 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 328 W WILLIAMS ST, OVID, MI 48866-9682 |
| Document Number | 0005363406, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20265363406 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Jul 7, 2020 |
| Property Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Document Number | 5294859 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 5294859 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,281.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 E RAILROAD ST, 606, SAINT JOHNS, MI 48879-1623 |
| Name | Verified Name |
|---|---|
| Address | 4548 PIMLICO PL, OKEMOS, MI 48864-2393 |
| Document Number | 5294860 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 5294860 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Oct 17, 2018 |
| Property Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Document Number | 5272502 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 5272502 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 E RAILROAD ST, 606, SAINT JOHNS, MI 48879-1623 |
| Name | Verified Name |
|---|---|
| Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | May 15, 2013 |
| Property Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Document Number | 5200854 |
| Instrument Date | Apr 24, 2013 |
| Instrument | 5200854 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8200 JONES BRANCH DR, 8200, MCLEAN, VA 22102-3107 |
| Name | Verified Name |
|---|---|
| Address | 606 E RAILROAD ST, SAINT JOHNS, MI 48879-1623 |
| Document Number | 0005200522 |
|---|---|
| Date | May 8, 2013 |
| Instrument | 5200522 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2043 |
The 2025 property tax bill for 606 E Railroad St was $1,675 with a homeowner's exemption, down 37.4% from the year before.
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| Municipality | St. Johns City |
| Unified School District | St. Johns Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,700 (+11.84%) Land $15,500 Building $75,200 | $181,400 (+11.84%) Land $31,000 Building $150,400 | |
| 2025 | $1,675.00 (-37.41%) Homeowner's exemption | $81,100 Land $14,100 Building $67,000 | $162,200 Land $28,200 Building $134,000 |
| 2024 | $2,676.00 (+11.04%) | ||
| 2023 | $2,410.00 Homeowner's exemption | $71,000 | $142,000 |
| 2022 | $2,410.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 606 E Railroad St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 606 E Railroad St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ACD.net, CMS Internet, DayStarr, Point Broadband, Verizon, Westphalia Broadband.
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