Clinton County property record for 607 E Railroad St, Saint Johns, MI 48879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 2001 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Feb 2007) |
| Tax Bill | $2,263 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-440-000-119-10 |
| Primary APN | 300-440-000-119-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 151 ft deep x 55.6 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 607 E RAILROAD ST |
|---|---|
| City | SAINT JOHNS |
| State | MI |
| Zip | 48879-1622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TH E 13.67 FT OF RAILROAD LOT 119 AND THE W 137.66 FT OF RAILROAD LOT 118 LYING N OF RAILROAD ST AND S OF THE GR TRUNK |
| Legal Subdivision | AND ADD |
| Legal Lot Number | 118-119 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | ST. JOHNS |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10801 |
607 E Railroad St is owned and occupied by two individuals who acquired it in February 2014.
Source: Clinton County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 E RAILROAD ST, SAINT JOHNS, MI 48879-1622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Mar 4, 2014 | Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Feb 16, 2007 | Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC |
| May 3, 2005 | Other, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2007 · Amount on File |
| Deed Sale | Feb 16, 2007 · Amount on File |
| Prior Sale | Nov 4, 2003 · Amount on File |
| Deed Document Number | 20075112910 |
| Last Transfer Date | Feb 24, 2014 |
| Transfer Doc | 0005211911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 607 E RAILROAD ST, SAINT JOHNS, MI 48879-1622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005295552 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 5295552 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 607 E RAILROAD ST, SAINT JOHNS, MI 48879-1622 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Name | Verified Name |
|---|
| Document Number | 5295552 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 5295552 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Mar 4, 2014 |
| Property Address | 607 E RAILROAD ST, SAINT JOHNS, MI 48879-1622 |
| Document Number | 0005211911 |
| Instrument Date | Feb 24, 2014 |
| Instrument | 5211911 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Title Company | BELL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 607 E RAILROAD ST, SAINT JOHNS, MI 48879-1622 |
| Document Number | 0005211912 |
|---|---|
| Date | Mar 4, 2014 |
| Instrument | 5211912 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Feb 16, 2007 |
| Property Address | 607 E RAILROAD ST, SAINT JOHNS, MI 48879-1622 |
| Document Number | 0005112910 |
| Instrument Date | Feb 9, 2007 |
| Instrument | 5112910 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Title Company | FIRST AMERICAN TITLE, FATIC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,053.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9, SAINT JOHNS, MI 48879-0009 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1220 SUNVIEW DR APT 1, 1, SAINT JOHNS, MI 48879-2488 |
| Document Number | 0005112911 |
|---|---|
| Date | Feb 16, 2007 |
| Instrument | 5112911 |
| Name | FIFTH THIRD MORTGAGE MICHIGAN LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2037 |
| Document Type | Other |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | May 3, 2005 |
| Property Address | 607 E RAILROAD ST, SAINT JOHNS, MI 48879-1622 |
| Document Number | 0005078969 |
| Instrument Date | Apr 29, 2005 |
| Instrument | 5078969 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 N MORTON ST, SAINT JOHNS, MI 48879-1276 |
| Name | Verified Name |
|---|---|
| Address | 4700 AIRPORT RD, SAINT JOHNS, MI 48879 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 607 E Railroad St was $2,263 with a homeowner's exemption, down 43.2% from the year before.
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| Municipality | St. Johns City |
| Unified School District | St. Johns Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,100 (+8.28%) Land $14,400 Building $113,700 | $256,200 (+8.28%) Land $28,800 Building $227,400 | |
| 2025 | $2,263.00 (-43.17%) Homeowner's exemption | $118,300 Land $13,100 Building $105,200 | $236,600 Land $26,200 Building $210,400 |
| 2024 | $3,982.00 (+37.07%) | ||
| 2023 | $2,905.00 Homeowner's exemption | $104,300 | $208,600 |
| 2022 | $2,905.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 607 E Railroad St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 607 E Railroad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DayStarr Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ACD.net, CMS Internet, Point Broadband, Verizon, Westphalia Broadband.
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