706 E Douglas St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 706 E Douglas St, Saint Joseph, IL 61873

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,868 sqft · built 1965
Lot Size0.299 acres (13,020 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Feb 2018)
Tax Bill$4,377 (2024)
Deeds & MortgagesMar 2022 Mortgage
Dec 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-22-14-210-012

Property Details

APN / Parcel Number

Primary APN28-22-14-210-012

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,868 sqft Living Area
Gross Area4,230 sqft
1st Floor Area1,196 sqft
Basement Area1,868 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area13,020 sqft (0.299 acres)
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address706 E DOUGLAS ST
CitySAINT JOSEPH
StateIL
Zip61873-9024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BUSBOOMS 2ND ADD
Legal Range10E
Legal Township19N
Legal Section14
Legal SubdivisionBUSBOOMS 2ND ADD
Legal Lot Number1
JurisdictionCHAMPAIGN IL
Township / Civil DivisionST. JOSEPH
Census Block Group3
Census Block3027
Census Tract10701

Owner

Source: Champaign County records · APN 28-22-14-210-012

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address706 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANKCHAMPAIGN NA
Dec 17, 2018Deed of Trust, Mortgage · Conventional with PMI
BANKCHAMPAIGN
Feb 21, 2018Warranty Deed, Transfer · Conventional Mortgage
BANKCHAMPAIGN
Jul 27, 2017Court-Ordered Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 2018 · Amount on Record
Deed SaleFeb 21, 2018 · Amount on Record
Prior SaleJul 27, 2017 · Amount on Record
Deed Document Number20182538
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address706 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9024
Transaction TypeMortgage
Record UpdatedMar 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004316
DateMar 08, 2022
Instrument2022R04316
Lender
NameBANKCHAMPAIGN NA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate
Rate3.75%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address706 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9024
Document Number0000021920
Instrument DateDec 17, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address706 E DOUGLAS ST ST JOSEPH IL 618739024, ST JOSEPH, IL 61873-9024

Mortgage

Document Number0000021920
DateDec 26, 2018
Instrument21920
Lender
NameBANKCHAMPAIGN
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueDec 25, 2038
Interest
Rate TypeFixed Rate
Rate4.75%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateFeb 21, 2018
Property Address706 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9024
Document Number0000002538
Instrument DateFeb 16, 2018
Instrument2538
Transaction TypeTransfer
Record UpdatedMar 07, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address706 E DOUGLAS ST ST JOSEPH IL 618739024, ST JOSEPH, IL 61873-9024

Mortgage

Document Number2539
DateFeb 21, 2018
Instrument2539
Lender
NameBANKCHAMPAIGN
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%

July 2017: Court-Ordered Deed, Transfer

Document TypeCourt-Ordered Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 27, 2017
Property Address706 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9024
Document Number0000013850
Instrument DateJul 27, 2017
Instrument13850
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$122.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2767 COUNTY ROAD 2000 EAST RANTOUL IL 16186, EAST RANTOUL, IL 16186

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSt. Joseph Township
MunicipalitySt. Joseph Village
Elementary School DistrictSt. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$72,900 (+25.3%) Land $11,440 Building $61,460$218,700 (+25.3%) Land $34,320 Building $184,380
2024$4,377.00 (+13.45%)
2022$3,858.00 Homeowner's exemption$58,180 Land $9,130 Building $49,050$174,540 Land $27,390 Building $147,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, MFWireless.

Based on FCC filings for 103 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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